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Contributor
Posts: 94
Registered: ‎02-04-2008
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Re: Who Gave You Credit, Score ?, and Who they Pull Group...

[ Edited ]

Creditor:  REEDS/WFNNB

Which CRA they pull: EX

Score at the time:  TRUECREDIT 620 , don't know FICO score

State of residence: NC

Decision: ONLINE

CL: $500 GIVEN ONLINE BUT CALLED AND WAS GIVEN $2200 AND THEY ASKDED IF I NEEDED MORE....

App. Date: 3-2-2009

 

I have one 5+ year old charge-off, one 5+ year old paid collection and 2 30 day lates earliest being 3yrs 9months ago.

 

 

Message Edited by CyndibemyLOVE on 04-01-2009 09:24 PM
Contributor
Posts: 84
Registered: ‎03-03-2009
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Re: Who Gave You Credit, Score ?, and Who they Pull Group...

[ Edited ]

Product: LL Bean CC

Creditor: Juniper

Which CRA they pull: TU

Score at the time: 660

State of residence: OR

Decision: Aproved

CL: 1K

APR: 11.9%

APP Date: 4/1/09

 

Thoughts?: Got decline first for no revolving history, but after calling backdoor number (corporate office) got approved.

Message Edited by oneilldn on 04-02-2009 06:24 PM
02/2009- EQ 502/TU 516/EX 499
11/2009- EQ 701/TU 709/EX 721(fako)
03/2011- EQ 719/TU 729/EX 733 (by lender)

'NEVER GIVE UP"
Regular Contributor
Posts: 138
Registered: ‎03-05-2008
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Re: Who Gave You Credit, Score ?, and Who they Pull Group...

Also a good idea to add if there was a BK in the last 10 years.
Frequent Contributor
Posts: 390
Registered: ‎11-06-2008
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Re: Who Gave You Credit, Score ?, and Who they Pull Group...

[ Edited ]

Product: Furniture

Creditor: American Signature

Which CRA they pull: EX

Score at the time: 690

State of residence: FL

Decision: Yes

CL: $2000

APR: not sure--did not end up using card; will buy a vase or something to keep active

APP Date: Dec. 2008

 

Product: Electronics

Creditor: Best Buy Store Card

Which CRA they pull: EQ

Score at the time: 660's

State of residence: FL

Decision: Yes

CL: $2200

APR: 14.9%

APP Date: December 2008

 

Product: Household/Clothing

Creditor: Macy's

Which CRA they pull: EX

Score at the time: 690

State of residence: FL

Decision: Yes

CL:$800, then GLI of $400 at 3 month date

APR: Have to check

APP Date:  Dec. 2008

 

 

 

Message Edited by LisaJ on 04-03-2009 05:38 AM
WOW! EQ when I joined myFICO: 657. Ups and downs and a few bumps and bruises, but finally back over 700. Whew!

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Posts: 1,926
Registered: ‎10-23-2007
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Re: Who Gave You Credit, Score ?, and Who they Pull Group...

bump

 

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