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Who Here Has Had The Biggest App Spree???

Valued Contributor

Re: Who Here Has Had The Biggest App Spree???

15 new apps in around 3 months.

Amex BCE (2500) / Amex SPG (4000) / Amex GoldPR / Merrill+ Visa siggy (5000) / BofA Amex (6000) / Bofa cash rewards (5000) / BofA Privileges Cash Rewards (5000) / Citi Forward (4400) / Citi DP (2000) / Chase Freedom (4000) / Chase CSP (5000) / Chase Hyatt (5000) / Discover IT (1700) / FNBO AMEX (3600) / NFCU cashRewards Visa signature (15000) / NFCU Flagship Visa signature (12500) / NFCU Navcheck (5000) / Nordstrom (500) / MetroCU Visa Elite (5000) / Walmart (4500) / Kays Jewerels (6600) / Kohls (300) / Macys Platinum (2500) / DCU platinum Visa (17500) / Citizens bank cash back (1100) / Bill Me Later (1631) / PayPal Smart connect (2200) / BestBuy store card (2000)
Message 11 of 23
Established Contributor

Re: Who Here Has Had The Biggest App Spree???

Last time I did 10 apps and got approved for them all. $23k + NPSL.

Fico Scores: . Walmart TU 748 . Garden 8/19 2014 .

Cap One Journey 500 | Discover IT 500 | GE Home Design 5.6k | GE HHGREGG 5k | Amex Zync NPSL | Amex BCE 6k | Citi Forward 4.2k | Citi Dividend 3k | GE BrandsMart 1k | GE Lowes 8.5k | Discover Walmart 7.5k | Barclays Apple 2.5k | BoA CR 2.7k | CSP 7.2k | Platinum Prestige 5k | IT Chrome 4k | Slate 2.3k |
Message 12 of 23
Valued Contributor

Re: Who Here Has Had The Biggest App Spree???

I feel like such a lightweight!

 

I have never apped for two things on the same day. Smiley Embarassed   Each yes answer emboldened me try another one.  

 

I added 6 new cards over about three months, plus upgraded Blue to BCP. 

 


Starting Score: 693 TU FICO, 679 EQ FICO
Current Score: FICO 8 = 844(9/15) EQ, 827 TU, 811 EX (7/15); mortgage FICO= 758 (9/15)EQ5, 797 TU4, 748 EX2 (7/15)
Goal Score: 750+, but shooting for the 800's
Hyatt Visa Sig ($23K), Amex BCP (24.8K), BofA Travel Rew Sig (22.5K), B&N World MC (22.3K), Amex RP Gold (NPSL w/ S&T), Cash+ Sig (20K),United Mil+ExpSig (16.3K), FNBO Visa (13.1K), Hilton Surpass (10K), Freedom Visa Sig (8.6K), Disc It (16.4K), Citi Dia Pref MC (3.7K),Sam's MC (10K), Wally (7.5K), JCP(5.3K), Costco (2K)
Message 13 of 23
Established Contributor

Re: Who Here Has Had The Biggest App Spree???

The most I have app'd in a day is two and I've done it twice. But in the past month I have app's for 12 accounts and been approved for 9, denied 2 and still waiting to hear back from 1. I'm such a rebel....lol

TU Fico 714 | Sesame 742 | Credit Karma 762 | Wal-Mart FICO 734 | EX FICO 695 (1/28/13) | EQ 740 (3-21-13)

Amex Blue Sky 7.2k | Amex BCE 13.1k | Citi Diamond Preferred 10.2k | CSP 5k | Bofa Cash 9k | Boa Travel 10k | Discover More 3k | Chase SW 5k | Wal-Mart 3.3k | Amazon 5k | Old Navy Visa 5k | Shell 1200 | BP 400 | VS 1500 | Sam's Discover 8.5k | FNBO Amex 16k | Chase Freedom 1.3k | Home Depot 5k | Brylane Homes 1600 | BML 2820

App free since 12/11/13*
Message 14 of 23
Established Contributor

Re: Who Here Has Had The Biggest App Spree???

Call me crazy but I have been on a tear the last few weeks

 

NCSECU- $750 (this is a personal victory..they are VERY difficult to get even with 700+ scores)

Citi Forward- DENIED

Chase Freedom- RECON $2.5K

3-2-1 BankAmericard - 3.5K

GTE FCU Visa- 3K

NFL Visa- waiting on results

NASA FCU- waiting on results

 

Heading to the garden for a very long time

Scores WERE 680+ (FICO) across all three bureaus. Over 10 inqs on EX and EQ. TU 2 inq.

Total Overall Credit Limit- $325k
Message 15 of 23
Regular Contributor

Re: Who Here Has Had The Biggest App Spree???

I'm fresh off a chapter 7 and would love to go on an app spree, but I'm not a fan of the inquiries.  Guess that's a part of the game.

Message 16 of 23
Regular Contributor

Re: Who Here Has Had The Biggest App Spree???


coreyb80 wrote:

I'm fresh off a chapter 7 and would love to go on an app spree, but I'm not a fan of the inquiries.  Guess that's a part of the game.


Inq's matter... but not as much as you probably think... There have been plenty of people on here with 20+ inqs on their report getting approved for prime cards!

Goal: 700 and an Amex Card!

Chicks Dig Guys With Good Credit Smiley Happy
Message 17 of 23
Moderator Emeritus

Re: Who Here Has Had The Biggest App Spree???

The winner is Middleswarth...   17 Apps in one day.  7/15/12  A day which will live in MyFico history.

 

http://ficoforums.myfico.com/t5/Credit-Cards/App-Spree/m-p/1493788/highlight/true#M410591


Starting Score: 08/29/2011 TU 671 EQ 674
Current Score: TU 754 EQ 694 EX 697
Wallet: NFCU Visa Sig 25k, Amex Lowes 22k, NavCheck 15k, Amex PRG, Amex Zync, Discover It 13.5k, Amazon Visa 5k
Platinum Spade Garden Club Member: App Free since 1/1/13. No more apps til who knows when?
MyFICO Fitness Goal: 800s Club!



Take the myFICO Fitness Challenge
Message 18 of 23
Super Contributor

Re: Who Here Has Had The Biggest App Spree???

4 in one day all approved.

 

In the last year 17 with two denied




Message 19 of 23
Valued Contributor

Re: Who Here Has Had The Biggest App Spree???

I'm going to see how long my consecutive streak stays alive. I want to end 10/10 after refi. 



Starting Score: EQ 551 TU 548 CK 607on 6/8/12, EX 542(AMEX pull 3/4/12)
Current Score: EQ 710 TU 727 EX 704 CK 719(FAKO-EX 697, EQ 697, TU 697)
Goal Score: 750

Take the FICO Fitness Challenge
Message 20 of 23