Still says unable to access when I click "finalized decision"...and I logged into my account and my credit limit still says $12,500. I'm assuming that's a no? If so, what are the repercussions of a no?
Starting Score: 583 (CreditKarma, 2009)
Is it bad to be denied? Does it hurt anything credit-wise or in my Amex relationship?
@BlueHusky wrote:Is it bad to be denied? Does it hurt anything credit-wise or in my Amex relationship?
no. like we said before its a soft pull.
did you call the amex number or are you just going to wait?
all it was if that was the case is that they denied you a cli.
did you have a balance on the card right now?
Current balance like $50 with a limit of $12,500. I've PIF every month since I got the card in April 2012.
Should I call? What number?
I decided to try Citi to see if it was a soft pull. Filled out the info and right before making the request read the line "this authorizes Citi to check my credit report" or something to that effect. Chickened out. I have all the credit I need.
I wonder why we all worry so much about hp's though - they only account for 10% of our score. That's no reason to go app happy, but I wonder why I worry about it so much?
@BlueHusky wrote:Current balance like $50 with a limit of $12,500. I've PIF every month since I got the card in April 2012.
Should I call? What number?
call the number in the back of your card
Amex PRG NPSL, Amex Delta 2k (AU) Discover iT 5k, BOFA Siggy $5k, BOFA AlaskaAir Siggy 5k, BBVA Compass $5k! Macy's $4.5k, C1 $2.5, SFCU $2.5k, SFCU LOC $2k, Paypal SmartC $4k, Sam's 5.5k Victoria Secret $2k, Kay's $1.7k.,76/Citi $1.5k Amazon $5k, Walmart Disco $3k JC Penny $4k, C1 $2.5, BBRZ 700.
Anyone know what Barclays pulls for a CLI when you already have a card with them?
