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I live outside of Philadelphia. I am thinking about adding a secured card using BOFA. I am wonder which report they would use. My Tu is like out of control with stupid inquiries...EQ has none. EX has 2.
Please let me know and thanks.
I'd guess an EX pull, but you never know... (I'm in SE PA as well)
Hawaii. How nice. Where the heck did I go wrong! I live in the City of Brotherly SHOVE!
I can't imagine being declined for a secured card...i just didn't want that pesky inquiry....
Well, I live in Utah - here they pulled Equifax.
(Edited to remove specific websites - sorry -- I thought I learned about them here.) Maybe Google for more info on which CRA's are pulled by different CC's as well - every bit of dependable info is helpful.
Hope I'm not in trouble (often happens, but usually for giving candy to my cute grandchildren) (before dinner).
DH was approved for $4,000 CL, decreased to $500 when checked on available increase (before card arrived). He actually has done well with Kroger ($6,000 to $10,000) and CareCredit ($8,000 to $11,500) making the same phone call. BofA behaved very differently than the other chaps. Hope I like these guys. And hope you do, too, if you app.
EX in FL.
No, you're not supposed to mention those two sites. One of them is very out of date/unreliable anyway.
@creditwherecreditisdue wrote:EX in FL.
No, you're not supposed to mention those two sites. One of them is very out of date/unreliable anyway.
Oh! I'll edit my post immediately. Even the out of date one has been somewhat helpful to me .