It depends on what you have on your file. They are backed by Citi. They have starter cards (student platinum) which are easy to qualify for. I opened one about 2 years ago, now it is 10 000. They are also good with CLI. I have some friends who opened a student card (they do not verify the status). The starting CL was 500. In 6 mo almost all of them got 5000 with a hard EX pull. They also do small soft pull increases from time to time. Hope this helps