Who does Lowes Pull?

[revjamesl]

Thinking about applying for a Lowes CC but want to know who they pull. TU, right? I'm in Texas, fyi.

[Anonymous]

Yes, TU

[revjamesl]

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@Anonymous wrote:

Yes, TU

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Thanks for your response.

[Anonymous]

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@revjamesl wrote:

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@Anonymous wrote:

Yes, TU

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Thanks for your response.

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You're very welcome.  Good luck if you're applying for the card.  Looking at your cards, you wont have a problem getting approved.

[Credit-hoarder]

I'm trying not to app for any more cards from now until end of Summer b/c I had 4 approvals this month already--and was almost ready to weaken and app for Lowe's hoping to get a high CL for UTIL padding, but the fact they pull TU might keep me from doing it also. That's my lowest score right now (662) and Synch is not exactly throwing  the CLI's in my lap at the moment.

AMEX Blue Cash Evdy-($10K) ll Capital One Venture VS-($15K) Fidelity AMEX-($5k) ll Discover It-($6K) ll Wells Fargo Visa
-($6K) ll USAA Cash Rew. Visa-($13K) ll Chase Sapphire Prefereed VS-($5K) ll Capital One QS Visa Signature-($5K) ll OCCU Beaver Visa-($1.5K) ll AMEX Green-(NPSL) ll Macy's store card-($2.8K) + $10K special accts.ll WalMartMastercard/Synchrony-($2K) ll Synch/BP Store/Gas-($2.5K) ll Sears/Citi-($2k) ll Pay-Pal Smart Connect/Synchrony-($3.5K) ll Best Buy/Citi-($4K) ll Sportsman's Guide Visa-($7.5K) ll Coldwater Creek M/C-($5.5K) ll Credit Union Visa-($2.5K) ll FNBO AMEX-($8K) ll Barclay Rewards WMC-($2.5K) ll Chase Freedom-($1.5K) ll Camping World Good Sam Visa-($2.75K) ll Union Plus Mastercard/Capital One-($2K) ll Total Rewards Visa-Comenity-($2.5K) Approx $125K in revolving credit.

[revjamesl]

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@Anonymous wrote:

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@revjamesl wrote:

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@Anonymous wrote:

Yes, TU

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Thanks for your response.

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You're very welcome.  Good luck if you're applying for the card.  Looking at your cards, you wont have a problem getting approved.

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Still deciding on whether it is worth having the card or not. Do you know what version Fico they use?

[Anonymous]

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@revjamesl wrote:

Thinking about applying for a Lowes CC but want to know who they pull. TU, right? I'm in Texas, fyi.

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TU, Sometimes EX if you're unlucky.

[revjamesl]

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@Anonymous wrote:

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@revjamesl wrote:

Thinking about applying for a Lowes CC but want to know who they pull. TU, right? I'm in Texas, fyi.

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TU, Sometimes EX if you're unlucky.

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Thanks for that heads up.

[Anonymous]

I thought you were going to say you were getting it for Lowe's purchases and I was going to suggest you could get a Discover based on the promotion that was just brought to the attention of the board. They'll be doubling all rewards for a year and they'll have Home Improvement for the third quarter. (still not announced what stores will count) However, you said for padding. But maybe you'd still want to go for a Discover. For DH in April in CA they pulled EQ. 

[Credit-hoarder]

An EX pull would be great for me--a couple more INQS but a better score. TU-662   EX-683