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Regular Contributor
Posts: 225
Registered: ‎12-18-2012
0

Who does Wells Fargo pull?

What CRA does WF pull for their unsecured cards? Also is it a HP or soft with them for CLIs? I have 2 HPs on each report right now, and would like to know in advance.

 Banking with them for 3 yrs and would like to give it a shot.

 

Thanks!!!


Starting Score: 6/6/12: TU 585/EQ 472/ EX 561
Current Score: TU04 751, EQ5.0 694/ EXv2 675
Goal Score: 700 reached 2/6/2015!!! New goal 800
Cap1 Venture-$4300, QS-$4750,Chase Freedom-$4500,Discover IT - $8100
Store Cards: Vic.Sec -$1650, Walmart-$3150 ,Gap $1600( 5/18/2015)
Contributor
Posts: 109
Registered: ‎11-06-2012
0

Re: Who does Wells Fargo pull?

I just opened an account there 2 days ago, they pulled Experian for me. I am in WA State.

FICO scores: 790 (EQ) 786 (EX) 796 (TU) |
My Wallet:NFCU CR Visa 24k, AMEX Delta Gd 20k, Walmart Discvr 12k, USAA Plat RA MC 13k, BECU Visa 10k, NFCU NR MC 5k, Sams Discvr 10k, Sportsmans Visa 10k, WF Plat Visa 10k, Paypal Extra MC 10k, BofA Fraternity MC 10k, Sams Credit 10k, USAA World MC 9k, Military Star 8.2k |BOA CR 8k |AMEX Evrdy 8k |Lowes 7.3k | Chase Military Star MC 6k, JCPenneys 5k, Discover IT 5k , Gymboree Visa 4.5k, Sears MC 4k, TJX MC 3.5k, ToysRUS Card 3.5k, Chase Amazon Visa 3k, Home Depot 3k, Citibank Simplicity 4.5k, Amazon Store 2.5k, Fred Meyers Visa 2.5k, Target 2k, Kohls 2k, ITunes Visa 2k, Macys 2k, Barclays Visa 1.7k, Vystar CU Visa 1.5k
Regular Contributor
Posts: 225
Registered: ‎12-18-2012
0

Re: Who does Wells Fargo pull?


teddybearkelli1 wrote:

I just opened an account there 2 days ago, they pulled Experian for me. I am in WA State.


thanks!


Starting Score: 6/6/12: TU 585/EQ 472/ EX 561
Current Score: TU04 751, EQ5.0 694/ EXv2 675
Goal Score: 700 reached 2/6/2015!!! New goal 800
Cap1 Venture-$4300, QS-$4750,Chase Freedom-$4500,Discover IT - $8100
Store Cards: Vic.Sec -$1650, Walmart-$3150 ,Gap $1600( 5/18/2015)
Valued Contributor
Posts: 2,658
Registered: ‎06-05-2008
0

Re: Who does Wells Fargo pull?

Here is California they pulled TU only for both Secured and an Unsecured CC apps in 2011, and all 3 for a Mortgage app in 2009.

3-26-15: FICO EXP: 814 - EQU:813 - TRAN: 809 - AVG: 812 +262 points from JUN 2008 - MY CREDIT JOURNAL

Regular Contributor
Posts: 225
Registered: ‎12-18-2012
0

Re: Who does Wells Fargo pull?

Thanks P-

 

Anyone in CO have one?


Starting Score: 6/6/12: TU 585/EQ 472/ EX 561
Current Score: TU04 751, EQ5.0 694/ EXv2 675
Goal Score: 700 reached 2/6/2015!!! New goal 800
Cap1 Venture-$4300, QS-$4750,Chase Freedom-$4500,Discover IT - $8100
Store Cards: Vic.Sec -$1650, Walmart-$3150 ,Gap $1600( 5/18/2015)
Established Contributor
Posts: 632
Registered: ‎07-29-2010
0

Re: Who does Wells Fargo pull?

[ Edited ]

They pulled EX for my credit card (applied online) and TU for my auto loan (applied in branch)

 

They SP for CLIs UNLESS you want an instant decision, then they say its going to be a HP. But I've done it both ways and its always been SP for me.

 

I'm in Nebraska BTW.

Discover IT $25K | FNBO Visa $22K | Citi Forward $14.5K | US Bank Cash+ Visa Sig $15K | Priceline/Barclays $10K | Chase Freedom $10.5K | Amazon/Chase Visa Sig $8.3k | Citi Double Cash $6.5K | BoA Cash Rewards 1-2-3 Sig $7.5K | Sallie Mae World MC/Barclays $5K | Capital One Cash Rewards $5K | Commerce Bank $5K | WF Cash Back Visa $3.6K | Amazon/GEMB $2.5K | Younkers/Comenity $2.4K | AMEX BCE $2K Target $1K | AMEX Green
EX FICO (from AMEX): 754, TU08 FICO (from Discover): 755, AAoA: 3.6 years
Valued Contributor
Posts: 2,052
Registered: ‎06-16-2012
0

Re: Who does Wells Fargo pull?

I have a secured CC through WF and ;here in NV they pulled Equifax and just noticed that they do my AR soft pull with Experian. Both of my parents applied and go approved for their unsecured card and they pulled EQ for both of them.

Cards: (Chase x8) (Citi x6) (Amex x6) (BofA x3) (US Bank x3) (Barclays x4) (WF x2) (Cap1 x4) (Synch x4) (Penfed x2) (Macys Amex, Discover, USAA, Fidelity, NASA x1), PLOC: Citi (18k) WF (10k), Personal Loan: USAA (25K), Auto Loans: Ally, Audi Financial.
Regular Contributor
Posts: 225
Registered: ‎12-18-2012
0

Re: Who does Wells Fargo pull?

Thanks all this is helping...starting to see a trend with Experian


Starting Score: 6/6/12: TU 585/EQ 472/ EX 561
Current Score: TU04 751, EQ5.0 694/ EXv2 675
Goal Score: 700 reached 2/6/2015!!! New goal 800
Cap1 Venture-$4300, QS-$4750,Chase Freedom-$4500,Discover IT - $8100
Store Cards: Vic.Sec -$1650, Walmart-$3150 ,Gap $1600( 5/18/2015)
Moderator Emeritus
Posts: 4,875
Registered: ‎11-02-2010
0

Re: Who does Wells Fargo pull?

I'm in Florida and they pulled EX.


Current Scores: EQ 775 (03/04/2014), EX 756 (03/01/2014), TU 760 (03/01/2014)
Ruby Spade Garden Club Member - Last App: 03/04/2013 - No apps until 2014
Cards: Cap1 Venture 6.4k, Cap1 Quicksilver MC 1.75k, BankAmericard 1-2-3 Visa Signature - UCF Alumni Association 5k, Discover 7k, Citi Diamond Preferred MC 10.35k, Wells Fargo Rewards Visa 7k, Chase Freedom 5k, Chase Ink 7.5k, Amex Green NPSL, Dillard's Amex 7.5k, JC Penney 7.5k, Kay Jeweler's 5.1k
Frequent Contributor
Posts: 374
Registered: ‎02-10-2013
0

Re: Who does Wells Fargo pull?

I'm from Atlanta and they did TransUnion, although I'm from Miami before I headed here for college.

As of 1/10/2014 EX FICO - 748. EQ FICO - 728. Trans FICO - 755

WellsFargo - $3,000 AMEX BCE - $18,000 Chase Freedom - $4,000



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