Who does Wells Fargo pull?

mmmlive1999 · ‎12-18-2012

What CRA does WF pull for their unsecured cards? Also is it a HP or soft with them for CLIs? I have 2 HPs on each report right now, and would like to know in advance.

Banking with them for 3 yrs and would like to give it a shot.

Thanks!!!

Starting Score: 06/06/2012:FAKO TU 585/EQ 472/ EX 561
Current Score: TU98 670/TU08 605, EQ 671,EX 610(Amex)
Goal Score: 700 by 6/2013

Wallet: Cap 1 plat-$300
Store Cards: Victorias Secret -$250, Walmart-$300 ( as of 2/3/2013)

teddybearkelli1 · ‎11-06-2012

I just opened an account there 2 days ago, they pulled Experian for me. I am in WA State.

mmmlive1999 · ‎12-18-2012

teddybearkelli1 wrote:
I just opened an account there 2 days ago, they pulled Experian for me. I am in WA State.

thanks!

Starting Score: 06/06/2012:FAKO TU 585/EQ 472/ EX 561
Current Score: TU98 670/TU08 605, EQ 671,EX 610(Amex)
Goal Score: 700 by 6/2013

Wallet: Cap 1 plat-$300
Store Cards: Victorias Secret -$250, Walmart-$300 ( as of 2/3/2013)

p- · ‎06-05-2008

Here is California they pulled TU only for both Secured and an Unsecured CC apps in 2011, and all 3 for a Mortgage app in 2009.

11-27-2012: FICO EXP: 731 - EQU: 723 - TRAN: 731 - AVG: 728 - +178 points from JUN 2008 - MY CREDIT JOURNAL

mmmlive1999 · ‎12-18-2012

Thanks P-

Anyone in CO have one?

Starting Score: 06/06/2012:FAKO TU 585/EQ 472/ EX 561
Current Score: TU98 670/TU08 605, EQ 671,EX 610(Amex)
Goal Score: 700 by 6/2013

Wallet: Cap 1 plat-$300
Store Cards: Victorias Secret -$250, Walmart-$300 ( as of 2/3/2013)

andre181 · ‎07-29-2010

They pulled EX for my credit card (applied online) and TU for my auto loan (applied in branch)

They SP for CLIs UNLESS you want an instant decision, then they say its going to be a HP. But I've done it both ways and its always been SP for me.

I'm in Nebraska BTW.

dodgerslv · ‎06-16-2012

I have a secured CC through WF and ;here in NV they pulled Equifax and just noticed that they do my AR soft pull with Experian. Both of my parents applied and go approved for their unsecured card and they pulled EQ for both of them.

Chase Marriott(5K) BoA123 Cash Rewards(5K) BoA Better Balance(4K) Cap1(3.5K) U.S Bank Flex Perks(3K) Amex Green(NPSL) Amex BCP(2K) Amex Costco TE(2K) Citi Simplicity(2K) Discover(1.5K)
EX Plus 728 EQ Fico 707 TU Fico 712 (05/13)
In the garden.

mmmlive1999 · ‎12-18-2012

Thanks all this is helping...starting to see a trend with Experian

Starting Score: 06/06/2012:FAKO TU 585/EQ 472/ EX 561
Current Score: TU98 670/TU08 605, EQ 671,EX 610(Amex)
Goal Score: 700 by 6/2013

Wallet: Cap 1 plat-$300
Store Cards: Victorias Secret -$250, Walmart-$300 ( as of 2/3/2013)

tinuviel · ‎11-02-2010

I'm in Florida and they pulled EX.

Starting Scores for 2013: EQ 723, TU 735, EX Credit Sesame 751
Current Scores: EQ 733, TU 724 (05/01/2013), EX Credit Sesame 725 (05/08/2013)
Goal Score: 740+ FICO scores
Take the FICO Fitness Challenge Bronze Spade Garden Club Member - Last App: 03/04/2013 - No apps until Fall 2013
Cards: Cap1 Venture 6.4k, Cap1 NHCR MC 750, BankAmericard 1-2-3 Visa Signature - UCF Alumni Association 5k, Discover 4k, Citi Diamond Preferred MC 7.55k, Wells Fargo Rewards Visa 7k, Chase Freedom 5k, Chase Ink 7.5k, Amex Green NPSL, Dillard's Amex 7.5k, JC Penney 4.2k, Kay Jeweler's 5.1k

GaTech · ‎02-10-2013

I'm from Atlanta and they did TransUnion, although I'm from Miami before I headed here for college.

EX FICO - 740
EQ FICO - 743
Trans FICO - 734

$6k

Credit Cards

Who does Wells Fargo pull?

Re: Who does Wells Fargo pull?

Re: Who does Wells Fargo pull?

Re: Who does Wells Fargo pull?

Re: Who does Wells Fargo pull?

Re: Who does Wells Fargo pull?

Re: Who does Wells Fargo pull?

Re: Who does Wells Fargo pull?

Re: Who does Wells Fargo pull?

Re: Who does Wells Fargo pull?