Who got the Walmart card just so they can get TU08 scores?

[LS2982]

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@trumpet-205 wrote:

I thought about it, but decided against getting Walmart CC. Reason being that it does not earn reward and I much prefer shopping at Target than Walmart.

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Yea I don't like that either

But the Discover version does I believe.

[trumpet-205]

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@LS2982 wrote:

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@trumpet-205 wrote:

I thought about it, but decided against getting Walmart CC. Reason being that it does not earn reward and I much prefer shopping at Target than Walmart.

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Yea I don't like that either

But the Discover version does I believe.

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Yes, but it is the same cashback structure like other Discover cards. For the first $3000 spent annually you get 0.25% cashback. Starting at $3000.01 you get 1% cashback. So overall you get less than 1% cashback.

[LS2982]

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@trumpet-205 wrote:

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@LS2982 wrote:

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@trumpet-205 wrote:

I thought about it, but decided against getting Walmart CC. Reason being that it does not earn reward and I much prefer shopping at Target than Walmart.

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Yea I don't like that either

But the Discover version does I believe.

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Yes, but it is the same cashback structure like other Discover cards. For the first $3000 spent annually you get 0.25% cashback. Starting at $3000.01 you get 1% cashback. So overall you get sub-1% cashback.

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Eh....

It's something at least!!!.........................

[android01]

The ONLY reason I got the Walmart/Discover card was for the Fico score.  I'm having a hard time trying to figure out a way to keep the silly thing active as I never shop there, for one, and I use other cards for every day use.  So far I've bought a pizza or two with it just to keep it active.  

[LS2982]

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@android01 wrote:

The ONLY reason I got the Walmart/Discover card was for the Fico score.  I'm having a hard time trying to figure out a way to keep the silly thing active as I never shop there, for one, and I use other cards for every day use.  So far I've bought a pizza or two with it just to keep it active.  

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Maybe put some recurring charges on it?

[android01]

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@LS2982 wrote:

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@android01 wrote:

The ONLY reason I got the Walmart/Discover card was for the Fico score.  I'm having a hard time trying to figure out a way to keep the silly thing active as I never shop there, for one, and I use other cards for every day use.  So far I've bought a pizza or two with it just to keep it active.  

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Maybe put some recurring charges on it?

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Good idea.  I'm going to put my monthly gym membership on it.  Which is also something I should use more often...

[teenastie]

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@android01 wrote:

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@LS2982 wrote:

Maybe put some recurring charges on it?

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Good idea.  I'm going to put my monthly gym membership on it.  Which is also something I should use more often...

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Great suggestion LS

Great suggestion Android!!!

[LS2982]

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@android01 wrote:

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@LS2982 wrote:

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@android01 wrote:

The ONLY reason I got the Walmart/Discover card was for the Fico score.  I'm having a hard time trying to figure out a way to keep the silly thing active as I never shop there, for one, and I use other cards for every day use.  So far I've bought a pizza or two with it just to keep it active.  

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Maybe put some recurring charges on it?

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Good idea.  I'm going to put my monthly gym membership on it.  Which is also something I should use more often...

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I need to do this as well, the DW is grilling too much and I can't say no to grilled food!!!

[johnnie198x]

I did

[drkaje]

If it were a version of FICO commonly used for lending I'd go for it. I hit up WalMart once or twice a month and have much better rewards so the card really wouldn't get a lot of use.