09-19-2012 07:40 AM
Hi Hi -
I don't think I have ever asked about a 0% card for Purchase not BT! LOL
So my question is who has best 0% - prefer something 18-22 months (Citi was offering for BT, not sure purchase though)
Also chances of any rewards or just focus on the 0%?
CareCredit is not an option.
This is to handle the growing multiplying medical stuff that never seems to stop! lol
Savings and other credit cards are available to handle all of it but my thought is to continue paying the high payments on the very little debt that is currently 0%(paid off in Jan. if going at it like now) while just charging and paying little on the medical stuff on it's very own card.
09-19-2012 07:45 AM
The longest ones that I've seen all seem to come from Citi. When I get their pre-approved applications in the mail, they usually 15-18 months 0% for purchases and BT's.
09-19-2012 07:48 AM
09-19-2012 08:54 AM
09-19-2012 08:56 AM
I got the 18month zero % from AMEX for my BCE as well. I did not have any offers on the table whenI app'd for that. my next longest was 12 months from my CU rewards card (Alliant) and my Barclay card.
09-19-2012 09:01 AM
09-19-2012 09:11 AM
My citi diamond preffered (for sure) and chase freedom (i think) have 18 month 0% apr for purchases, but I've never seen anything longer than 18 months
09-19-2012 07:01 PM
09-19-2012 11:56 PM
Discover gave me 15 months 0% purchase and transfers.
DM Got 21 months (yes, 21 months, I don't know if that exists any longer) for 0% purchase and transfers via a Citi offer.
09-20-2012 07:02 AM
i got 15 months on discover and 21 months on citi simplicity mastercard
IMPORTANT INFORMATION: All FICO® Score products made available on myFICO.com include a FICO® Score 8, along with additional FICO® Score versions. Your lender or insurer may use a different FICO® Score than the versions you receive from myFICO, or another type of credit score altogether. Learn more
FICO, myFICO, Score Watch, The score lenders use, and The Score That Matters are trademarks or registered trademarks of Fair Isaac Corporation. Equifax Credit Report is a trademark of Equifax, Inc. and its affiliated companies. Many factors affect your FICO Score and the interest rates you may receive. Fair Isaac is not a credit repair organization as defined under federal or state law, including the Credit Repair Organizations Act. Fair Isaac does not provide "credit repair" services or advice or assistance regarding "rebuilding" or "improving" your credit record, credit history or credit rating. FTC's website on credit.