Who has Longest 0% for "PURCHASES"? Also rewards? - Medical!

Creditaddict · ‎10-23-2007

Hi Hi -

I don't think I have ever asked about a 0% card for Purchase not BT! LOL

So my question is who has best 0% - prefer something 18-22 months (Citi was offering for BT, not sure purchase though)

Also chances of any rewards or just focus on the 0%?

CareCredit is not an option.

This is to handle the growing multiplying medical stuff that never seems to stop! lol

Savings and other credit cards are available to handle all of it but my thought is to continue paying the high payments on the very little debt that is currently 0%(paid off in Jan. if going at it like now) while just charging and paying little on the medical stuff on it's very own card.

~Addicts NEW Wallet: (AU)
Navy Flagship Visa, American Express Blue Cash Preferred, American Express Costco, Macy's American Express
~Cards in My name kept Active:
3 Target Cards, Cap1, Best Buy MC, Kays, Von Maur, FNBO Secured
~Cards in Holding AU or Joint: 2 Discover it, Chase Freedom, Bank of America, Navy Federal Cash, Wells Business Credit Card, USAirways Business Card, AA Business Card, Best Buy Store, SAKS, Bloomingdales... I'm sure I'm forgetting something in my car!

andre181 · ‎07-29-2010

The longest ones that I've seen all seem to come from Citi. When I get their pre-approved applications in the mail, they usually 15-18 months 0% for purchases and BT's.

jsickz32 · ‎06-25-2012

I got 18 months 0% for purchases on bofa cash rewards, bofa amex, Citi foward, Chase freedom, amex bce and citizensbank cash back...

Amex BCE (2500) / Amex SPG (4000) / Amex GoldPR / BofA Total rewards (2500) / BofA Amex (3900) / Bofa cash rewards (5700) / BofA Privileges Cash Rewards (5000) / Citi Forward (3000) / Chase Freedom (3500) / Discover IT (1700) / FNBO AMEX (3600) / Barclays Apple Visa (3960) / NFCU cashRewards Visa signature (12500) / NFCU Flagship Visa signature (12500) / NFCU Navcheck (5000) / MetroCU Visa Elite (5000) / Walmart (4500) / Kays Jewerels (6600) / Kohls (300) / Macys Platinum (2500) / DCU platinum Visa (17500) / Citizens bank cash back (1100) / Bill Me Later (601) / PayPal Smart connect (2200)

LS2982 · ‎04-09-2011

Jsickz that's very nice! Was the AMEX BCE 0% a targeted offer to you or a regular offer?

Silver Spade Garden Club Member - Last App 1/6/13 - No Apps until 1/7/2015 / Diamond Inspired!
Starting Score: EX (PLUS) 583 EQ FICO 565 TU FICO 590 3/15/2011 / Goal Scores: 720
Current Score: EX FICO (PSECU) 684 / EQ FICO 664 / TU08 FICO 687 / TU98 FICO 672 / TU VS 711 6/16/2013

codimom · ‎09-08-2010

I got the 18month zero % from AMEX for my BCE as well. I did not have any offers on the table whenI app'd for that. my next longest was 12 months from my CU rewards card (Alliant) and my Barclay card.

Back in the garden!
App free since 23Oct2012

jsickz32 · ‎06-25-2012

@ls2982
I dont know if it was a special offer or not useless to me since i pay in full on the bce.

Amex BCE (2500) / Amex SPG (4000) / Amex GoldPR / BofA Total rewards (2500) / BofA Amex (3900) / Bofa cash rewards (5700) / BofA Privileges Cash Rewards (5000) / Citi Forward (3000) / Chase Freedom (3500) / Discover IT (1700) / FNBO AMEX (3600) / Barclays Apple Visa (3960) / NFCU cashRewards Visa signature (12500) / NFCU Flagship Visa signature (12500) / NFCU Navcheck (5000) / MetroCU Visa Elite (5000) / Walmart (4500) / Kays Jewerels (6600) / Kohls (300) / Macys Platinum (2500) / DCU platinum Visa (17500) / Citizens bank cash back (1100) / Bill Me Later (601) / PayPal Smart connect (2200)

firesoul453 · ‎08-24-2012

My citi diamond preffered (for sure) and chase freedom (i think) have 18 month 0% apr for purchases, but I've never seen anything longer than 18 months

My ultimate credit wish,
a JP Morgan Palladium card

youngandcreditwrthy · ‎08-16-2012

Chase Freedom has 0% for 15 mos on purchases AND bal xfers! And you get cash back!

RyVision · ‎04-15-2011

Discover gave me 15 months 0% purchase and transfers.

DM Got 21 months (yes, 21 months, I don't know if that exists any longer) for 0% purchase and transfers via a Citi offer.

tsquad131 · ‎09-12-2010

i got 15 months on discover and 21 months on citi simplicity mastercard

FICO scores - 727 TU(Walmart)/ 727 EX(Amex app)/ 721 EQ(Discover app)
In My Wallet: BankAmericard Cash Rewards($2,000), Discover More($3,000), Chase Freedom($2,000), Fidelity Amex($1,000), Sam's Club Discover($4,400), SallieMae 5% Mastercard($5,000), Amex BCE($2,000), Citi Dividend($1,500),Citi Simplicity($2,000), Paypal SmartConnect($3,100), Walmart Store Card($2,350), Chase Amazon Visa($400), Target RedCard($500), Capital One Cash Rewards($750), Best Buy Store Card($1,900), HHGregg($2,000), Amazon Store Card($1,250),Newegg Preferred Account($2,000), Park West($2,000), BankAmericard Travel Rewards($5,000)

Credit Cards

Who has Longest 0% for "PURCHASES"? Also rewards? - Medical!

Re: Who has Longest 0% for "PURCHASES"? Also rewards? - Medical!

Re: Who has Longest 0% for "PURCHASES"? Also rewards? - Medical!

Re: Who has Longest 0% for "PURCHASES"? Also rewards? - Medical!

Re: Who has Longest 0% for "PURCHASES"? Also rewards? - Medical!

Re: Who has Longest 0% for "PURCHASES"? Also rewards? - Medical!

Re: Who has Longest 0% for "PURCHASES"? Also rewards? - Medical!

Re: Who has Longest 0% for "PURCHASES"? Also rewards? - Medical!

Re: Who has Longest 0% for "PURCHASES"? Also rewards? - Medical!

Re: Who has Longest 0% for "PURCHASES"? Also rewards? - Medical!