Hi Hi -
I don't think I have ever asked about a 0% card for Purchase not BT! LOL
So my question is who has best 0% - prefer something 18-22 months (Citi was offering for BT, not sure purchase though)
Also chances of any rewards or just focus on the 0%?
CareCredit is not an option.
This is to handle the growing multiplying medical stuff that never seems to stop! lol
Savings and other credit cards are available to handle all of it but my thought is to continue paying the high payments on the very little debt that is currently 0%(paid off in Jan. if going at it like now) while just charging and paying little on the medical stuff on it's very own card.
The longest ones that I've seen all seem to come from Citi. When I get their pre-approved applications in the mail, they usually 15-18 months 0% for purchases and BT's.
I got the 18month zero % from AMEX for my BCE as well. I did not have any offers on the table whenI app'd for that. my next longest was 12 months from my CU rewards card (Alliant) and my Barclay card.
My citi diamond preffered (for sure) and chase freedom (i think) have 18 month 0% apr for purchases, but I've never seen anything longer than 18 months
Discover gave me 15 months 0% purchase and transfers.
DM Got 21 months (yes, 21 months, I don't know if that exists any longer) for 0% purchase and transfers via a Citi offer.