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My Discover card has a no-fee BT for 12-months that is 4.99%, so really all my cards could be BT to that one if necessary.
@baller4life wrote:
@galahad15 wrote:
@baller4life wrote:
Western CU goes as low as 4.99%I thought that Western/Unify's rate went up slightly after prime rate increased some months ago, to 5.24% V? At least the last time I think I checked their website?
According to their reps, the website has not been updated to reflect the new starting apr of 4.99%. And that bad boy is on my wishlist for 2017. Me like! 😜
Thanks for the helpful update baller! Also as a quick tip/FYI, IIRC when I spoke most recently to a Western/Unify Bank CSR IIRC, they mentioned that for credit score qualifications for their credit cards, they use FICO 2 Score, not FICO 8, in case that is hopefully of any help to anyone interested in their card products.
@galahad15 wrote:The forum poster named mister-endowed also has a Citi DC with a rate of 5.24% V, if i am hopefully recalling correctly? I always thought that his rate was very, very impressive, especially for a 2% cashback rewards card...
You are right and i remember engaging in that thread because that was of all things a Citi Card and it IS very impressive!
@galahad15 wrote:
@baller4life wrote:
@galahad15 wrote:
@baller4life wrote:
Western CU goes as low as 4.99%I thought that Western/Unify's rate went up slightly after prime rate increased some months ago, to 5.24% V? At least the last time I think I checked their website?
According to their reps, the website has not been updated to reflect the new starting apr of 4.99%. And that bad boy is on my wishlist for 2017. Me like! 😜
Thanks for the helpful update baller! Also as a quick tip/FYI, IIRC when I spoke most recently to a Western/Unify Bank CSR IIRC, they mentioned that for credit score qualifications for their credit cards, they use FICO 2 Score, not FICO 8, in case that is hopefully of any help to anyone interested in their card products.
I didn't know that. Thanks a bunch. Looks like I will be keeping NASA around longer than planned (monthly EX Fico 2). Haha
@longtimelurker wrote:Isn't there a Prime card (FNBO or something) that has an AF < $100
You're thinking of the FNBO Prime For Life card, but it has an $89 annual fee.
Houston FCU Prime Lock only has a $50 annual fee.
And no, do not apply for these cards...
@Themanwhocan wrote:
@longtimelurker wrote:Isn't there a Prime card (FNBO or something) that has an AF < $100
You're thinking of the FNBO Prime For Life card, but it has an $89 annual fee.
Houston FCU Prime Lock only has a $50 annual fee.
And no, do not apply for these cards...
Yes, < $100. I thought some of the low APR chasers would have them, or maybe the AF puts them off (as it should!)
@NRB525 wrote:My Discover card has a no-fee BT for 12-months that is 4.99%, so really all my cards could be BT to that one if necessary.
Key word is "non-intro"