Who is US Bank, and why do they think that I have excellent credit?

[Anonymous]

I have had a checking account with them since they bought out our home town bank about 6 years ago.  About a year ago, all of a sudden, they show up with a $1500 CL bank card on my credit report and bank statements.  I called the bank and asked what it was.  They said they issued me a $1500 extention account to my checking account.  They didn't even ask me if I wanted it or even do a hard hit.  It is nice to have that extra protection and I appreciate the extra protection........I don't ever have to worry about bouncing a check nor do I need to keep a close watch on my balances.

Customer service is great, everyone is very friendly.  I usually go through the drive through but one day I went inside and before I left they asked me if I had my dog with me today.  I was amazed they even remember that I had a dog. I said yes plus I got a another one now.  They all wanted to see the new puppy.  Now every time I go inside, they hand me 2 dog treats with my cash. 

I know i am not just a number with them, but a real person!

[haulingthescoreup]

Good Lord, Topshelf, I didn't know that businesses like this still existed!

[armywifey85]

I have a Visa with them they pulled Experian here in Kansas...There ok I like BOA better if anything changes on your report I mean anything they will lower your creditline without telling ya and Lower it to half of your limit they lowered mine when I had a dispute with the CRA. I've had better experience with BOA .

[Anonymous]

US Bank is the 6th bank by assets in the United States (NYSE:USB).

One of the bank's Buffet made some investments in recently in USB.

They issue the Northwest Airlines World Perks Visa cards, and multiple other very nice cards.

[Anonymous]

I have been banking with them for a few years and I think They're a good bank. I apped for a credit card a couple of years ago but was denied. Now everytime I go in the bank the woman that told me my credit scores were to low is now trying to get me to apped for 1 now. I know of 3 people that has the card and all 3 says it's they're main credit card. My brother has the card with a $15,000 credit limit up from $10,000 a couple of months ago. If I didn't have 9 credit cards right now I would app for a us bank credit card but it's time to work on getting my average history up,

[armywifey85]

Well USBANK is a good bank afterall lol I called when they lowered my credit line because of a dispute on CRA and the rep within two days put my credit line back. So outcome is good with USBANK. I take back all the bad things I said about you USBANK !

[llecs]

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haulingthescoreup wrote:
ilecs and bradfordhog, I realize that your accounts are pretty old, but do you know who they pulled? I wouldn't mind having a TU pull...

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Have no clue as to US Bank pulled....didn't care about credit prior to August 07.

[Anonymous]

they pull ex in ohio

[ocheosa]

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haulingthescoreup wrote:
ilecs and bradfordhog, I realize that your accounts are pretty old, but do you know who they pulled? I wouldn't mind having a TU pull...

And thanks, everyone, for all the other info. I'm very much on the fence about this one. And I still don't get WGMC's saying that this is a tough bank to get in with. Don't see that so far.

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Pulled TU for me (NJ). I have 2 cards with US Bank and am quite happy with them. Excellent customer service!

[WhirledPeasPlease]

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ocheosa wrote:

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haulingthescoreup wrote:
ilecs and bradfordhog, I realize that your accounts are pretty old, but do you know who they pulled? I wouldn't mind having a TU pull...

And thanks, everyone, for all the other info. I'm very much on the fence about this one. And I still don't get WGMC's saying that this is a tough bank to get in with. Don't see that so far.

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Pulled TU for me (NJ). I have 2 cards with US Bank and am quite happy with them. Excellent customer service!

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This reminds me..  while I was doing the Underground RR tour of E/S Indiana, I saw a couple of USBank brick and mortars.  I thought it was funny how plain and small-town'ish they looked!  I got the same, or at least similar, offer as HTSU. 

I'm glad to hear they have great customer service!  When it's time for me to hunt and gather a few more cards, they will definitely be on my wish list!  Thanks for reminding me!

P