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Trying to plan my strategy, but am looking to app in a few months for:
Lowes
NFCU Cash Rewards
USAA AMEX
What order should I app in for inquiry sensitivity? I will have 7 on TU, 8 on EQ, 10 on EX. Each will have only 3 within the last year, however.
I don´t have much exp with usaa or nfcu but i could tell you that lowes takes inquiries like a champ.
None of those places care about your inquiries.
If you were apping with PenFed, then you would need to have no inquiries.
@DaveSignal wrote:None of those places care about your inquiries.
If you were apping with PenFed, then you would need to have no inquiries.
+1...Concur with this post. Additionally, USAA and Navy Fed typically pull Equifax for there credit products, and Lowes pulls Transunion...
@jsickz32 wrote:
Navyfed and usaa both pulled tu on me and im in MA....
When I apped for NFCU in march, I had over 15 inqs on TU, which they pulled. I was approved for 22k, with no problems.
USAA pulled EQ for me and Lowe's pulled TU.
@jsickz32 wrote:
@webhopper and i thought i had a lot in tu with 6 lol
Hehe, I'm up to 19 now!
Seriously, about 15 of these was from my horrible mortgage process. I had to go through 5 different lenders, some of these lenders pulled credit up to 5 times