marinevietvet wrote:
I don't have a blacklist. I've had both good and bad experiences with all my creditors at one time or another.
Same here. No real blacklist, although I closed my (Barclay's) Barnes and Noble when the rep let slip that it wasn't eligible for a consumer-initiated CLI from the breath-taking $500 initial limit.
Now as for a fecal chart, as opposed to an outright blacklist, that's different! --definitely the wacko Sears MC, that froze my account, that has given me one CLI in two and a half years, rocketing me to $1800, that has no rewards worth speaking of, and that when I requested GW for a 30 via their online messaging system, interpreted it as a dispute and reported it as such to all 3 bureaus.
Chase isn't making me smile, having switched me to the Freedom, only for me to discover that the Freedom rewards program is no more, and they still haven't put me on the new rewards yet, plus the hard pull for a CLI. But it's a decent CL ($3500), and I'll use it for plane tickets and for presents, if I'm ever allowed to participate in the Ultimate Non-Rewards program.
I won't put Capital one on my blacklist, even though CLI are few and far between, or non-existent in most cases, but because I can always count on them to be there 
However I will put Chase on that list 
and I wanted a Kohls card to until I found out who backed them 
@Anonymous wrote:I won't put Capital one on my blacklist, even though CLI are few and far between, or non-existent in most cases, but because I can always count on them to be there
However I will put Chase on that list
+1 Cap One should only be put on the wall of shame. Out of all my cards, my $750 Cap One card is the one I can depend on to be there without using it.
