Frequent Contributor
Posts: 351
Registered: ‎12-09-2007

Re: Who is on your blacklist?

BoA.  I closed my BankAmericard earlier this year, and I couldn't be happier.  Also closed my retail banking accounts (checking and savings).


Never again will I have any type of relationship with BoA.

FICOs as of 09/2009 - TU 813, EQ 811, last known EX 797
FICOs as of 08/2009 - TU 791, EQ 809, last known EX 797
FICOs as of 07/2009 - TU 806, EQ 809, last known EX 797
Regular Contributor
Posts: 163
Registered: ‎09-23-2008

Re: Who is on your blacklist?

1. HSBC - Fired them last week. AF and stuck at $800 cl for over 5 years, never late, pif.  "Sorry we don't allow customer initiated increases". Well, sorry but you can kiss my a$$.


2. Sears - Stuck at $520 cl for last 8 years, never late, pif. Denied for cli last week at the same time Discover gave me a new $15,000 TL.


3. CapOne - AF and stuck at $4,000 for the last 4 years, account is 6 years old, never late, pif. "We periodically review your account for increases but don't do customer initiated requests". They are on the verge of being fired as I no longer need the TL. My util <1% on +$80,000 of available. AAoA 7 years, so there are no negative side effects to cancelling.

myFICO is the consumer division of FICO. Since its introduction 20 years ago, the FICO® Score has become a global standard for measuring credit risk in the banking, mortgage, credit card, auto and retail industries. 90 of the top 100 largest U.S. financial institutions use the FICO Score to make consumer credit decisions.

>> About myFICO
FICO Score - The Score that matters
Click to Verify - This site chose VeriSign SSL for secure e-commerce and confidential communications.
Fair Isaac Corporation is a BBB Accredited Financial Service in San Rafael, CA
FOLLOW US Social Media Facebook Twitter Pinterest Google+