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Frequent Contributor
Posts: 351
Registered: ‎12-09-2007

Re: Who is on your blacklist?

BoA.  I closed my BankAmericard earlier this year, and I couldn't be happier.  Also closed my retail banking accounts (checking and savings).


Never again will I have any type of relationship with BoA.

FICOs as of 09/2009 - TU 813, EQ 811, last known EX 797
FICOs as of 08/2009 - TU 791, EQ 809, last known EX 797
FICOs as of 07/2009 - TU 806, EQ 809, last known EX 797
Regular Contributor
Posts: 163
Registered: ‎09-23-2008

Re: Who is on your blacklist?

1. HSBC - Fired them last week. AF and stuck at $800 cl for over 5 years, never late, pif.  "Sorry we don't allow customer initiated increases". Well, sorry but you can kiss my a$$.


2. Sears - Stuck at $520 cl for last 8 years, never late, pif. Denied for cli last week at the same time Discover gave me a new $15,000 TL.


3. CapOne - AF and stuck at $4,000 for the last 4 years, account is 6 years old, never late, pif. "We periodically review your account for increases but don't do customer initiated requests". They are on the verge of being fired as I no longer need the TL. My util <1% on +$80,000 of available. AAoA 7 years, so there are no negative side effects to cancelling.

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