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Frequent Contributor
astritaho1979
Posts: 451
Registered: ‎10-02-2011
0

Re: Who is the easiest prime lender to apply with 738 fico


alessandrom wrote:
I think time is ur best friend right now I say garden for 6-12 months n then target which cards u want. U have a couple of nice cards right now you should wait till they age a few months and I think you should be fine. Some lenders might still see you as a risk due to the bk. Anyway just my 0.02 good luck with whatever you choose to do.

100% good advice.Thanks


COMMERCE BANK PLATINIUM VISA 20K*PAYPAL MC $9.5K*CITI FORWARD $8.5K*PENFED $6,5K*
*LOWES $6K *CMN BANK $5.2K-*PNC $5K*SCLUB DISC. $5K*
WMART DISC.4K*CMN BANK 3.75K*BANK OF AMERICA $3K* MACYS $2.2K*
JCP $1.8*TARGET $0.7K* UTL1%- AAOA 5.5- TOTAL 12 yrs History/
Transunion 718 Equifax 733- Experian 736
Contributor
BearOSO
Posts: 97
Registered: ‎10-03-2012
0

Re: Who is the easiest prime lender to apply with 738 fico


dodgeball wrote:

VWTUNER wrote:

creditnocash wrote:

astritaho1979 wrote:

A quick question. Who is the easiest prime lender out there to apply for credit card with 738 fico 1% utl and 5.5aaa


any debit card you want!

 

 

cool


 

+1


+2


+3

New Visitor
Pleione
Posts: 1
Registered: ‎10-27-2012
0

Re: Who is the easiest prime lender to apply with 738 fico

Since your accounts are fairly new, I'd just garden for now. Give yourself a few years so that your BK can age and the inquires fall off before you shoot for any of the prime cards again.

Regular Contributor
PleioneG
Posts: 114
Registered: ‎08-29-2012
0

Re: Who is the easiest prime lender to apply with 738 fico

Weird. Had to relog to get the correct ID. But yes, do some gardening!


Wallet: Capital One Platinum - $2000, Amazon - $3000, Walmart - $3000, Discover It - $1000, Chase Freedom - $3000
Current Score: TU98: 678 - 2/2012, Walmart TU - 672 2/2013, Equifax 713 - 1/2013
Goal Score: 700 for all three.
GC Challenge: App free since 1/2013. No more apps! 2015 for mortgage!
Valued Contributor
chnceit
Posts: 1,524
Registered: ‎08-17-2008
0

Re: Who is the easiest prime lender to apply with 738 fico


BearOSO wrote:

dodgeball wrote:

VWTUNER wrote:

creditnocash wrote:

astritaho1979 wrote:

A quick question. Who is the easiest prime lender out there to apply for credit card with 738 fico 1% utl and 5.5aaa


any debit card you want!

 

 

cool


 

+1


+2


+3


+4


$100K in Credit
Last Credit Card App: 11/16/13
New Contributor
alessandrom
Posts: 72
Registered: ‎12-20-2012
0

Re: Who is the easiest prime lender to apply with 738 fico

I find it so funny how one doesn't take the time to say anything constructive towards the posters question. Instead they read through the whole thread looking to criticize and judge. People we need to be a little more secure of where we stand .With that being said have a blessed night everyone. Good luck astritaho I'm sure you will do well and good job on what you've accomplished so far.



Current Score: Walmart TU 694 - Credit karma 679 - Credit Sesame 671- VantageScore 695 MyFico ?
Goal Score: 750

Regular Contributor
PleioneG
Posts: 114
Registered: ‎08-29-2012
0

Re: Who is the easiest prime lender to apply with 738 fico

I agree with you, aless. I find it rather appalling everyone is giving this guy such a hard time. Oh well. 


Wallet: Capital One Platinum - $2000, Amazon - $3000, Walmart - $3000, Discover It - $1000, Chase Freedom - $3000
Current Score: TU98: 678 - 2/2012, Walmart TU - 672 2/2013, Equifax 713 - 1/2013
Goal Score: 700 for all three.
GC Challenge: App free since 1/2013. No more apps! 2015 for mortgage!
Established Contributor
dodgeball
Posts: 761
Registered: ‎10-16-2007
0

Re: Who is the easiest prime lender to apply with 738 fico

Well if only you new the rest of the story

NFCU Cash Rewards Siggy $22k, NFCU Flagship Rewards Siggy $22K, NFCU Platinum MC $20K, USAA Amex Rewards $6k, USAA World Mastercard Rewards $6k, NFCU Navcheck $15k

Other Cards - Citibank AAdvantage, Chase Slate, Barclays Rewards,


IN THE GARDEN UNTIL APRIL 2014

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Valued Contributor
boomhower
Posts: 1,863
Registered: ‎09-20-2011
0

Re: Who is the easiest prime lender to apply with 738 fico

Garden.  With all the recent accounts, INQ's and the BK your just etting yourself up for more INQ with no accounts.  I'd wait at least six months.

Frequent Contributor
astritaho1979
Posts: 451
Registered: ‎10-02-2011
0

Re: Who is the easiest prime lender to apply with 738 fico


alessandrom wrote:
I find it so funny how one doesn't take the time to say anything constructive towards the posters question. Instead they read through the whole thread looking to criticize and judge. People we need to be a little more secure of where we stand .With that being said have a blessed night everyone. Good luck astritaho I'm sure you will do well and good job on what you've accomplished so far.

Thank you for the support.All i am doing is share my experience and try to learn something here instead some posters they turn  in to a jealosy thing and dont understand that hate is a terible thing and is not helping them in any way.


COMMERCE BANK PLATINIUM VISA 20K*PAYPAL MC $9.5K*CITI FORWARD $8.5K*PENFED $6,5K*
*LOWES $6K *CMN BANK $5.2K-*PNC $5K*SCLUB DISC. $5K*
WMART DISC.4K*CMN BANK 3.75K*BANK OF AMERICA $3K* MACYS $2.2K*
JCP $1.8*TARGET $0.7K* UTL1%- AAOA 5.5- TOTAL 12 yrs History/
Transunion 718 Equifax 733- Experian 736

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