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Who pulls EQ? 650 FICO

Valued Contributor

Who pulls EQ? 650 FICO

Looking to get a credit card to consolidate some balances. Who pulls EQ and can I get approved with a 650 FICO with a low DTI ratio? I know my score isnt "great" but its not terrible.

 

Also, I looekd on whogavemecredit.com but they need to revise that site. Its crapily laid out. If you know the owner, direct them to me. I can help them.

Try not to become a man of success but rather to become a man of value
Albert Einstein 1879 - 1955

700 Club
Message 1 of 8
7 REPLIES
New Contributor

Re: Who pulls EQ? 650 FICO

Is EQ your highest and cleanest score?

 

What state are you in?

 

How soon do you need the card and what balance?

 

what are your priorities?

 APR%

BT%

AF's

CL

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"The real measure of your wealth is how much you'd be worth if you lost all your money"
"A bank is a place that will lend you money if you can prove that you don't need it." ~Bob Hope
Message 2 of 8
Valued Contributor

Re: Who pulls EQ? 650 FICO

Well, I can only see EQ and TU. EX no longer allows FICO pulls. EQ is my highest score.

 

Don't need it anytime soon, just looking to get a new card and consolidate some debt.

 

I live in WA.

Try not to become a man of success but rather to become a man of value
Albert Einstein 1879 - 1955

700 Club
Message 3 of 8
Frequent Contributor

Re: Who pulls EQ? 650 FICO

I know that Sterling Bank (Kay Jewelers) pulls equifax in PA.  Also, Cabelas Visa pulled Equifax in PA.  I know in other states, GEMB(JC Penney, Lowes, Paypal, Sams Club) are big Equifax pullers but not in PA.  In PA, GEMB pulls Transunion.  As you can see different states pull different bureaus.  The best thing to do is tell us the state that you live in and hopefully others will let you know what they have been able to get.

Message 4 of 8
Valued Member

Re: Who pulls EQ? 650 FICO

Nordstrom pulls EQ
5/1/2009: EQ: 709 TU: 747
3/25/2009: EQ: 621 TU: 646
2/19/2009: EQ: 566 TU: 630
Message 5 of 8
Frequent Contributor

Re: Who pulls EQ? 650 FICO

PenFed, Alliant, and many other CU's pull EQ exclusively.

Starting Score: 540 EQ 517 TU on 11/17/08
Current Score: 668 EQ 726 TU
Goal Score: 760 EQ 760 TU


My Credit Repair Journal
Message 6 of 8
Established Contributor

Re: Who pulls EQ? 650 FICO

GEMB is a huge EQ puller.
Message Edited by cartercorp on 04-29-2009 07:22 PM
Message 7 of 8
Highlighted
Senior Contributor

Re: Who pulls EQ? 650 FICO

Many, many CU's. I'd look into that.
Message 8 of 8