04-29-2009 04:14 PM
Looking to get a credit card to consolidate some balances. Who pulls EQ and can I get approved with a 650 FICO with a low DTI ratio? I know my score isnt "great" but its not terrible.
Also, I looekd on whogavemecredit.com but they need to revise that site. Its crapily laid out. If you know the owner, direct them to me. I can help them.
04-29-2009 04:18 PM
Is EQ your highest and cleanest score?
What state are you in?
How soon do you need the card and what balance?
what are your priorities?
04-29-2009 04:24 PM
Well, I can only see EQ and TU. EX no longer allows FICO pulls. EQ is my highest score.
Don't need it anytime soon, just looking to get a new card and consolidate some debt.
I live in WA.
04-29-2009 04:26 PM
I know that Sterling Bank (Kay Jewelers) pulls equifax in PA. Also, Cabelas Visa pulled Equifax in PA. I know in other states, GEMB(JC Penney, Lowes, Paypal, Sams Club) are big Equifax pullers but not in PA. In PA, GEMB pulls Transunion. As you can see different states pull different bureaus. The best thing to do is tell us the state that you live in and hopefully others will let you know what they have been able to get.