Credit Card Center Advertiser Disclosure†
04-06-2013 10:25 AM
What lenders pull Equifax or Transunion? I know GECRB pulls TU, DISCOVER pulls EQ, anyone else that is an easy approval as well? That doesnt mind 1 year old 4 inq. on EQ or 6 inq that are also 1 year old on TU? Does Chase always pull EX?? Thanks!
04-06-2013 02:05 PM
I am in Los Angeles.
So far the only bank that seems to pull EQ / TU to my knowledge is Disocver. I am not sure about Barclays since my inquiry hasn't showed up yet.
I am not sure about unions since I don't have membership for any.
Most of the other banks (Chase, Amex, BofA, Citi, CapitalOne, Wells Fargo, US Bank) are guaranteed to pull EX, but they might pull from other bureaus as well on top of EX.
04-06-2013 02:06 PM
NFCU pulls Tu to join
They pull EQ if the wind blows and for credit cards.
04-06-2013 03:34 PM - edited 04-06-2013 03:36 PM
It depends where you live. It's hard to say.
Amex usually pulls EXP.
Cap1 --- all 3. (not Cap1/HSBC pulls EQ.)
Chase pulls both EXP and TU.
USAA pulls EQ.
Alliant CU, Penfed, ELFCU, DCU pull EQ.
US Bank pulls EXP or EQ (inside the branch).
GECRB pulls TU.
04-06-2013 06:13 PM
it's usually different for many of the lenders state per state.
Only few things apply
Amex - Experian almost always
Barclay, GECRB - Transunion
Chase - Usually EQ
For Florida it's mainily EQ
Forums posts are not provided or commissioned by FICO. Forums posts have not been reviewed, approved or otherwise endorsed by FICO. It is not FICO's responsibility to ensure all posts and/or questions are answered.† Advertiser Disclosure: The listings that appear on myFICO are from companies from which myFICO receives compensation, which may impact how and where products appear on myFICO (including, for example, the order in which they appear). myFICO does not review or include all companies or all available products.
* For complete information, see the terms and conditions on the credit card issuer’s website. Once you click apply for this card, you will be directed to the issuer’s website where you may review the terms and conditions of the card before applying. While myFICO always strives to present the most accurate information, we show a summary to help you choose a product, not the full legal terms - and before applying you should understand the full terms of products as stated by the issuer itself.
IMPORTANT INFORMATION: All FICO® Score products made available on myFICO.com include a FICO® Score 8, along with additional FICO® Score versions. Your lender or insurer may use a different FICO® Score than the versions you receive from myFICO, or another type of credit score altogether. Learn more
FICO, myFICO, Score Watch, The score lenders use, and The Score That Matters are trademarks or registered trademarks of Fair Isaac Corporation. Equifax Credit Report is a trademark of Equifax, Inc. and its affiliated companies. Many factors affect your FICO Score and the interest rates you may receive. Fair Isaac is not a credit repair organization as defined under federal or state law, including the Credit Repair Organizations Act. Fair Isaac does not provide "credit repair" services or advice or assistance regarding "rebuilding" or "improving" your credit record, credit history or credit rating. FTC's website on credit.