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Senior Contributor
Posts: 3,914
Registered: ‎10-02-2012
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Who pulls EQ or TU

What lenders pull Equifax or Transunion? I know GECRB pulls TU, DISCOVER pulls EQ, anyone else that is an easy approval as well? That doesnt mind 1 year old 4 inq. on EQ or 6 inq that are also 1 year old on TU? Does Chase always pull EX?? Thanks!

Contributor
Posts: 142
Registered: ‎01-15-2013
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Re: Who pulls EQ or TU

For me - In Arkansas

TU: Barclays
EQ: USAA


I'll be in the garden... FICO Score | TU-08: 732 in May 2013
Senior Contributor
Posts: 3,914
Registered: ‎10-02-2012
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Re: Who pulls EQ or TU

@londonhogfab thanks for the response. Since you mentioned your state you remembered me to say the state i live in hahha thanks for the reminder. We live in southern california.

New Contributor
Posts: 68
Registered: ‎04-04-2013
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Re: Who pulls EQ or TU

DCU, NFCU and USAA will do both EQ and TU depending on the product. Target, Nordstrom and Saks pull EQ. Barclays pulls TU.

| NFCU Flagship $7,000 | NFCU nRewards $8,500 | NFCU cashRewards $8,500 | NFCU NavChek $7,000 | Chase Ink Bold $7,500 | MECU $1,000 | CapOne Spark $650 | CapOne Platinum $500 | Bloomigdale's $800 | Macy's $300 | QVC $700 | Lowes $800 | Banana Republic $400 | Walmart $700 | Paypal SmartConnect $600 | TJMaxx $500 | Shell $500 | Apple Visa $1,200 | ExonMobil $500 | Chevron Texaco $500 |

Starting: 550 FICO (October 2012)
Current: 668 EXP, 701 EQ, 668 TU (USAA)
Super Contributor
Posts: 7,132
Registered: ‎02-27-2013
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Re: Who pulls EQ or TU

I am in Los Angeles. 


So far the only bank that seems to pull EQ / TU to my knowledge is Disocver. I am not sure about Barclays since my inquiry hasn't showed up yet.

I am not sure about unions since I don't have membership for any.

Most of the other banks (Chase, Amex, BofA, Citi, CapitalOne, Wells Fargo, US Bank) are guaranteed to pull EX, but they might pull from other bureaus as well on top of EX.

JPMorgan Palladium (100k), AmEx Platinum (NPSL), AmEx SPG (46k), AmEx BCP (42k), Chase Sapphire Preferred (47k), Citi Prestige (31k), Citi Thank You Preferred (27k), Citi Executive AAdvantage (25k), JPMorgan Ritz-Carlton (21k), Merrill+ (15k), US Bank Cash+ (22.5k), Wells Fargo (12k), Bloomingdale’s (12.4k), Chase Freedom (5k), Discover IT (5k).
Established Contributor
Posts: 955
Registered: ‎02-02-2013
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Re: Who pulls EQ or TU

NFCU pulls Tu to join

 

They pull EQ if the wind blows and for credit cards.


NFCU #1 Fan!! NO MOAR APPS TIL 10/13 Minimum!!
TU -746, EX - 721, EQ -745
Cards:NFCU Flag Visa Sig $10000, CSP $8500, AMEX BCP $2000 Freedom $3500, Disc IT $5000, Cap 1 Green $2100, Credit 1 CLOSED! AU on Amex Green, Discover $2000, Cap One Plat $1000
Super Contributor
Posts: 6,163
Registered: ‎05-23-2009
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Re: Who pulls EQ or TU

[ Edited ]

It depends where you live. It's hard to say.

 

Amex usually pulls EXP.

Barclays --TU.

Cap1 --- all 3. (not Cap1/HSBC pulls EQ.)

Chase pulls both EXP and TU.

USAA pulls EQ.

Alliant CU, Penfed, ELFCU, DCU pull EQ.

US Bank pulls EXP or EQ (inside the branch).

GECRB pulls TU.

 

 

Ron.

 

Senior Contributor
Posts: 3,914
Registered: ‎10-02-2012
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Re: Who pulls EQ or TU

alright thanks everybody!!

Member
Posts: 92
Registered: ‎04-04-2013
0

Re: Who pulls EQ or TU

it's usually different for many of the lenders state per state.

 

Only few things apply

 

Amex - Experian almost always

Barclay, GECRB - Transunion

Chase - Usually EQ

 

For Florida it's mainily EQ

Senior Contributor
Posts: 3,914
Registered: ‎10-02-2012
0

Re: Who pulls EQ or TU

Lucky chase pulls TU and EX here in california. Thanks!

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