04-06-2013 10:25 AM
What lenders pull Equifax or Transunion? I know GECRB pulls TU, DISCOVER pulls EQ, anyone else that is an easy approval as well? That doesnt mind 1 year old 4 inq. on EQ or 6 inq that are also 1 year old on TU? Does Chase always pull EX?? Thanks!
04-06-2013 10:47 AM
@londonhogfab thanks for the response. Since you mentioned your state you remembered me to say the state i live in hahha thanks for the reminder. We live in southern california.
04-06-2013 01:53 PM
DCU, NFCU and USAA will do both EQ and TU depending on the product. Target, Nordstrom and Saks pull EQ. Barclays pulls TU.
04-06-2013 02:05 PM
I am in Los Angeles.
So far the only bank that seems to pull EQ / TU to my knowledge is Disocver. I am not sure about Barclays since my inquiry hasn't showed up yet.
I am not sure about unions since I don't have membership for any.
Most of the other banks (Chase, Amex, BofA, Citi, CapitalOne, Wells Fargo, US Bank) are guaranteed to pull EX, but they might pull from other bureaus as well on top of EX.
04-06-2013 02:06 PM
NFCU pulls Tu to join
They pull EQ if the wind blows and for credit cards.
04-06-2013 03:34 PM - edited 04-06-2013 03:36 PM
It depends where you live. It's hard to say.
Amex usually pulls EXP.
Cap1 --- all 3. (not Cap1/HSBC pulls EQ.)
Chase pulls both EXP and TU.
USAA pulls EQ.
Alliant CU, Penfed, ELFCU, DCU pull EQ.
US Bank pulls EXP or EQ (inside the branch).
GECRB pulls TU.
04-06-2013 06:13 PM
it's usually different for many of the lenders state per state.
Only few things apply
Amex - Experian almost always
Barclay, GECRB - Transunion
Chase - Usually EQ
For Florida it's mainily EQ
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