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Who pulls EQ or TU

Senior Contributor

Who pulls EQ or TU

What lenders pull Equifax or Transunion? I know GECRB pulls TU, DISCOVER pulls EQ, anyone else that is an easy approval as well? That doesnt mind 1 year old 4 inq. on EQ or 6 inq that are also 1 year old on TU? Does Chase always pull EX?? Thanks!

Banking with CBofTV, BofH, and BBVA. All three are free checking accounts.
First Premier CC $500
Chapter 7 BK Discharged on 7/11/16
Equifax, Experian, Transunion, and ChexSystem are FROZEN.
Gardening Since 10/25/2017
Message 1 of 10
9 REPLIES
Contributor

Re: Who pulls EQ or TU

For me - In Arkansas

TU: Barclays
EQ: USAA


I'll be in the garden... FICO Score | TU-08: 732 in May 2013
Message 2 of 10
Senior Contributor

Re: Who pulls EQ or TU

@londonhogfab thanks for the response. Since you mentioned your state you remembered me to say the state i live in hahha thanks for the reminder. We live in southern california.

Banking with CBofTV, BofH, and BBVA. All three are free checking accounts.
First Premier CC $500
Chapter 7 BK Discharged on 7/11/16
Equifax, Experian, Transunion, and ChexSystem are FROZEN.
Gardening Since 10/25/2017
Message 3 of 10
New Contributor

Re: Who pulls EQ or TU

DCU, NFCU and USAA will do both EQ and TU depending on the product. Target, Nordstrom and Saks pull EQ. Barclays pulls TU.

Message 4 of 10
Super Contributor

Re: Who pulls EQ or TU

I am in Los Angeles. 


So far the only bank that seems to pull EQ / TU to my knowledge is Disocver. I am not sure about Barclays since my inquiry hasn't showed up yet.

I am not sure about unions since I don't have membership for any.

Most of the other banks (Chase, Amex, BofA, Citi, CapitalOne, Wells Fargo, US Bank) are guaranteed to pull EX, but they might pull from other bureaus as well on top of EX.

JPMorgan Palladium (100k), AmEx Platinum (NPSL), AmEx SPG (46k), AmEx BCP (42k), Chase Sapphire Preferred (47k), Citi Prestige (31k), Citi Thank You Preferred (27k), Citi Executive AAdvantage (25k), JPMorgan Ritz-Carlton (21k), Merrill+ (15k), US Bank Cash+ (22.5k), Wells Fargo (12k), Bloomingdale’s (12.4k), Chase Freedom (5k), Discover IT (5k).
Message 5 of 10
Established Contributor

Re: Who pulls EQ or TU

NFCU pulls Tu to join

 

They pull EQ if the wind blows and for credit cards.


NFCU #1 Fan!! NO MOAR APPS TIL 10/13 Minimum!!
TU -746, EX - 721, EQ -745
Cards:NFCU Flag Visa Sig $10000, CSP $8500, AMEX BCP $2000 Freedom $3500, Disc IT $5000, Cap 1 Green $2100, Credit 1 CLOSED! AU on Amex Green, Discover $2000, Cap One Plat $1000
Message 6 of 10
Super Contributor

Re: Who pulls EQ or TU

It depends where you live. It's hard to say.

 

Amex usually pulls EXP.

Barclays --TU.

Cap1 --- all 3. (not Cap1/HSBC pulls EQ.)

Chase pulls both EXP and TU.

USAA pulls EQ.

Alliant CU, Penfed, ELFCU, DCU pull EQ.

US Bank pulls EXP or EQ (inside the branch).

GECRB pulls TU.

 

 

Ron.

 

Message 7 of 10
Senior Contributor

Re: Who pulls EQ or TU

alright thanks everybody!!

Banking with CBofTV, BofH, and BBVA. All three are free checking accounts.
First Premier CC $500
Chapter 7 BK Discharged on 7/11/16
Equifax, Experian, Transunion, and ChexSystem are FROZEN.
Gardening Since 10/25/2017
Message 8 of 10
Member

Re: Who pulls EQ or TU

it's usually different for many of the lenders state per state.

 

Only few things apply

 

Amex - Experian almost always

Barclay, GECRB - Transunion

Chase - Usually EQ

 

For Florida it's mainily EQ

Message 9 of 10
Senior Contributor

Re: Who pulls EQ or TU

Lucky chase pulls TU and EX here in california. Thanks!

Banking with CBofTV, BofH, and BBVA. All three are free checking accounts.
First Premier CC $500
Chapter 7 BK Discharged on 7/11/16
Equifax, Experian, Transunion, and ChexSystem are FROZEN.
Gardening Since 10/25/2017
Message 10 of 10