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Who pulls TU?

Valued Contributor

Who pulls TU?

I have significantly fewer INQs on my TU report here in Northern California.

Too many INQs & low AAoA so I'm off to tend the Garden.     Age:23    


     $17k       $8.5K          Closed          $19k      $6.5k        $24.2k        Closed         $5k       Closed     $8.5k        Closed      @2.49%
19 REPLIES
Valued Contributor

Re: Who pulls TU?

Barclays

FICO Scores Updated 07/15 EQ08 748 EX08 748 TU08 818
Super Contributor

Re: Who pulls TU?

State Farm Bank, Barclays, Chase, Discover, BofA, GE.

 

 

Ron.

Valued Contributor

Re: Who pulls TU?


Ron1 wrote:

State Farm Bank, Barclays, Chase, Discover, BofA, GE.

 

 

Ron.


I'm in New York... Chase pulled EX. Discover pulled EQ.

Valued Contributor

Re: Who pulls TU?

GECRB (Walmart, JCPenney, Lowe's, Gap, Banana Republic, Old Navy, Amazon, Toys“R”Us, etc.)

Senior Contributor

Re: Who pulls TU?

The only ones I've seem consistently pull TU are Barclays and GEMB. Chase pulled ex for me, and I'm on the west coast. They told me that they use all 3 and couldnt confirm which one would be pulled until after it was done. Also many CUs tend to use TU, but you'd need to call them and find out which they pull.

 

~*~*~*~*~*~*~*~*~*~*~*~*~*~*~*~*~*~*~*~*~*~*~*~*~*~*~*~*~*~*~*~*~*~*
EQ FICO 750 | TU FICO 761 (Walmart) | EX FAKO 767 | Goal: 800+

Edits, funky spacing and spelling due to my iPad not getting along with the forum editor!

Frequent Contributor

Re: Who pulls TU?

Generally speaking, GECRB (Amazon, Walmart), Barclay's, BofA and occasionally credit unions (who don't use EQ) will pull TransUnion.

 

That being said, regional factors will also dictate whether Citi or Discover are EX or EQ (respectively) will be used, or both TU.

 

AMEX you can nearly bet your life will pull Experian.  Occasionally, fax-ins due to freezes diverting the HP could render another report being pulled or viewed.

 

Capital One likes all three.  In fact, they often pull three simultaneously.  They'd pull your high school transcripts if possible.

 

The rest of your national issuers are a crapshoot as to what they'll pull.  Again, it's usually a 'regional' thing.

 

 

Ch7 Discharge: 5/14/2016 | 8/15/2016 scores: EQ 631 | TU 624 | EX 641
Valued Contributor

Re: Who pulls TU?

What are Barclay's best cards?

Too many INQs & low AAoA so I'm off to tend the Garden.     Age:23    


     $17k       $8.5K          Closed          $19k      $6.5k        $24.2k        Closed         $5k       Closed     $8.5k        Closed      @2.49%
Senior Contributor

Re: Who pulls TU?

It's not really a question of best. It's more a matter of what you're looking for and which rewards are best for you. 

~*~*~*~*~*~*~*~*~*~*~*~*~*~*~*~*~*~*~*~*~*~*~*~*~*~*~*~*~*~*~*~*~*~*
EQ FICO 750 | TU FICO 761 (Walmart) | EX FAKO 767 | Goal: 800+

Edits, funky spacing and spelling due to my iPad not getting along with the forum editor!

Valued Contributor

Re: Who pulls TU?

I like no AF's and large sign-up bonus's. Pretty much all card types are useful at some point to me.

Too many INQs & low AAoA so I'm off to tend the Garden.     Age:23    


     $17k       $8.5K          Closed          $19k      $6.5k        $24.2k        Closed         $5k       Closed     $8.5k        Closed      @2.49%