Who pulls exclusively Equifax

[Kathy4NU]

My Equifax report is perfectly clean with only 1 hard pull on it from last May.

Which credit card pulls Equifax?

Not sure of my score yet as I am waiting on a Score Alert.  I suspect it will be in the low 700's.  My file is very very thin.

Currently, only have 1 VISA with $1000 limit and 10% reporting

Victoria Secret $350 with $2 reporting

Student Loan with perfect payment history

3 closed student loans PAID

AAoA is 6.9 years

[john398]

USAA does, and with 700 I would think you would be approved

[rtw]

Ditto to USAA and they give nice starting limits.

[thom02099]

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@Kathy4NU wrote:

My Equifax report is perfectly clean with only 1 hard pull on it from last May.

Which credit card pulls Equifax?

Not sure of my score yet as I am waiting on a Score Alert.  I suspect it will be in the low 700's.  My file is very very thin.

Currently, only have 1 VISA with $1000 limit and 10% reporting

Victoria Secret $350 with $2 reporting

Student Loan with perfect payment history

3 closed student loans PAID

AAoA is 6.9 years

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http://ficoforums.myfico.com/t5/Credit-Cards/Does-any-CCC-pull-EQ-exclusively/m-p/2007249#M556128

[blk8]

Depending on your location, Discover likes to pull them as well.

[teddybearkelli1]

It varies by state with some lenders but credit unions typically pull Equifax. With me, USAA and NFCU used Equifax for the credit card products -  I am in WA state. 

[LisaJ]

Chase and Citi, in South Florida.

[newportguy]

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@Kathy4NU wrote:

My Equifax report is perfectly clean with only 1 hard pull on it from last May.

Which credit card pulls Equifax?

Not sure of my score yet as I am waiting on a Score Alert.  I suspect it will be in the low 700's.  My file is very very thin.

Currently, only have 1 VISA with $1000 limit and 10% reporting

Victoria Secret $350 with $2 reporting

Student Loan with perfect payment history

3 closed student loans PAID

AAoA is 6.9 years

---

PenFed

[colindidit]

Citizens bank. They have solid credit cards but maybe too high apr for your taste?

[Kathy4NU]

Ok, I pulled my EQ report on here.  My score is 715.

2 questions.

My current Visa with a CL of $500 was increased to $1000 and is not reporting yet - should hit today or tomorrow. (It usually hits on the 3rd).  Also I paid my utilization down and than with the increased cl I should be around 10%. 

1.  Should I wait until this hits my reports before I apply?  My score might bump up a little from that.

I went to USAA website.  My father is deceased but he did serve in the Army and Korean war so I should be elgible to join.  I have his ss and other stuff at home.  I think I will join when I get home from work.

2.  What type of CL do you think I will see?  Remember my only other cc reporting is my VISA that will have a $1000 limit reporting.  Other than that I only have student loans reporting.  But my credit file is 20+ years old and my AAoA is 6 years.

Thanks!!!