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HSBC will report what ever the balance is on the account on the last business day of the month.
Citi, Chase, Macy's, BoA, Cap 1 all report when the statement cuts.
I don't have accounts with the other's.
@pdxuser wrote:
Apparently not all CCCs report your statement balance to the CRAs. Some report end-of-month balances, some report at another fixed date, some are unpredictable. I'm trying to figure out who reports what. The CCCs I'm most interested in are Citi, Chase, Wells and Macys (store card), but perhaps also BofA, US Bank and HSBC. Of course, share others, too (Cap1, PenFed, etc.).
Wells, Chase, US Bank and Macy's report the statement balance on the statement date.