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Who's most likely to give me a prime card.....

Moderator Emeritus

Re: Who's most likely to give me a prime card.....


CribDuchess wrote:

You really should have at least one credit line reporting with at least a $5,000 limit on your reports before you go after the Cash+ card as it is a Visa signature card, or even the Chase Sapphire Preferred since that is also a signature card.

 

Amex might be your best strategy - app for the BCP and if approved, ask for a 3x CLI in 61 days.  That might be the quickest way to reach the $5,000 limit, and then you could pursue the CSP and Cash+ cards.

 

 


I agree with this ^^^ I actually just now feel like I would be in CSP or Cash + territory since my 13 yr old discover account is at 5k now

Starting Score: 08/29/2011 TU 671 EQ 674
Current Score: TU 754 EQ 694 EX 697
Wallet: NFCU Visa Sig 25k, Amex Lowes 22k, NavCheck 15k, Amex PRG, Amex Zync, Discover It 13.5k, Amazon Visa 5k
Platinum Spade Garden Club Member: App Free since 1/1/13. No more apps til who knows when?
MyFICO Fitness Goal: 800s Club!



Take the myFICO Fitness Challenge
Message 11 of 24
Regular Contributor

Re: Who's most likely to give me a prime card.....

Thanks for the advice, I'll be applying for AMEX first, in about a month hopefully. Only one thing left on my EX report, waiting for that to fall off.

I may try Freedom and hope I'm not blacklisted or just denied again due to the Providian. The first time I applies was just play out because I still had pretty bad credit. I think the reason was for multiple COs and Collections.

I can PC a freedom to a Sapphire? After 6 months right?

Then when I have one or two cards with 5k or more, I'll apply for Cash+

Fico Scores: TU 700 (10/12/2016) EQ 729 (10/01/2016) EX 713 (10/01/16)

AMEX BCP $25,000 (opened 09/2012) - Citi TYP $12,000 (opened 12/2012) Chase Sapphire Preffered $6000 (opened 09/2012)
Message 12 of 24
Regular Contributor

Re: Who's most likely to give me a prime card.....

I couldn't take it any more, THE ITCH WAS WAY TOO STRONG...............

Fico Scores: TU 700 (10/12/2016) EQ 729 (10/01/2016) EX 713 (10/01/16)

AMEX BCP $25,000 (opened 09/2012) - Citi TYP $12,000 (opened 12/2012) Chase Sapphire Preffered $6000 (opened 09/2012)
Message 13 of 24
Regular Contributor

Re: Who's most likely to give me a prime card.....

Smiley Very Happy     "Congratulations Irving xxxxx, your application has been approved.                         You are now an American Express® Cardmember

 

 

      F**** Yeah!!!!!! I'm so happy right now, finally into the AMEX Family....... Instant approval too  Smiley Very Happy

 

 

    How can I find out my credit limit???

Fico Scores: TU 700 (10/12/2016) EQ 729 (10/01/2016) EX 713 (10/01/16)

AMEX BCP $25,000 (opened 09/2012) - Citi TYP $12,000 (opened 12/2012) Chase Sapphire Preffered $6000 (opened 09/2012)
Message 14 of 24
Regular Contributor

Re: Who's most likely to give me a prime card.....


irving_magik wrote:

Smiley Very Happy     "Congratulations Irving xxxxx, your application has been approved.                         You are now an American Express® Cardmember

 

 

      F**** Yeah!!!!!! I'm so happy right now, finally into the AMEX Family....... Instand approval too  Smiley Very Happy


Yay!!!! Congrats!! Smiley Very Happy 

Ex 752 (Amex) Tu 758 (Walmart) Eq 703
Goal: 750+ on all
Current Cards: Cap1 Cash Back; Chase Freedom; Chase Amazon; Citi Thank You; Citi Forward; Discover iT; Amex Zync; GE WalMart; BoA 3-2-1
Message 15 of 24
Valued Contributor

Re: Who's most likely to give me a prime card.....

Congrats!!


CC's: AMEX (4), Alliant Visa, PenFed AMEX, Pen Fed Promise, Citi (3), Chase (5), US Bank Cash+, Huntington Voice, UMB Visa, Nasa Plat Cash Visa, Barclay's Visa, Discover IT, Cap One QS, BOA (2), BMW Visa, 5/3 Real Life Rewards MC; FNBO Amex; Comenity Visa/MC (4), Ebates Visa Siggy, Nordstrom Visa, Walmart MC, Sam's Club MC; A few assorted store cards.

Current Scores (09/2017): EQ My Fico: 801; TU MyFico: 799; EX (My Fico): 797
Message 16 of 24
Highlighted
Regular Contributor

Re: Who's most likely to give me a prime card.....

How can I find out my credit limit???

Fico Scores: TU 700 (10/12/2016) EQ 729 (10/01/2016) EX 713 (10/01/16)

AMEX BCP $25,000 (opened 09/2012) - Citi TYP $12,000 (opened 12/2012) Chase Sapphire Preffered $6000 (opened 09/2012)
Message 17 of 24
Frequent Contributor

Re: Who's most likely to give me a prime card.....


irving_magik wrote:

How can I find out my credit limit???


only way to find out is to call them or wait it out!

In my wallet: Amex PRG & Zync, Amex BCE (19.2k), Chase Freedom (5k), PSECU Visa/PSL (20k)
Current Scores: Equifax: 738 (Fako) TransUnion: 721 (Fico) Experian: 717 (Fico)
Disclaimer: I am by no means a financial advisor. My posts are based on opinion, experience, and/or knowledge.
Message 18 of 24
Regular Contributor

Re: Who's most likely to give me a prime card.....


jd5189 wrote:

irving_magik wrote:

How can I find out my credit limit???


only way to find out is to call them or wait it out!


  

Couldn't wait, so I called. I got a 5K limit...... nice!!!   That's 4x my current highest.

 

Guess this means I am officially in Primeville?????

Fico Scores: TU 700 (10/12/2016) EQ 729 (10/01/2016) EX 713 (10/01/16)

AMEX BCP $25,000 (opened 09/2012) - Citi TYP $12,000 (opened 12/2012) Chase Sapphire Preffered $6000 (opened 09/2012)
Message 19 of 24
Moderator Emeritus

Re: Who's most likely to give me a prime card.....


irving_magik wrote:

Smiley Very Happy     "Congratulations Irving xxxxx, your application has been approved.                         You are now an American Express® Cardmember

 

 

      F**** Yeah!!!!!! I'm so happy right now, finally into the AMEX Family....... Instant approval too  Smiley Very Happy

 

 

    How can I find out my credit limit???


 

Congratulations, and welcome to the Amex family!!! Smiley Very Happy

 


Current Scores: EQ 775 (03/04/2014), EX 756 (03/01/2014), TU 760 (03/01/2014)
Ruby Spade Garden Club Member - Last App: 03/04/2013 - No apps until 2014
Cards: Cap1 Venture 6.4k, Cap1 Quicksilver MC 1.75k, BankAmericard 1-2-3 Visa Signature - UCF Alumni Association 5k, Discover 7k, Citi Diamond Preferred MC 10.35k, Wells Fargo Rewards Visa 7k, Chase Freedom 5k, Chase Ink 7.5k, Amex Green NPSL, Dillard's Amex 7.5k, JC Penney 7.5k, Kay Jeweler's 5.1k
Message 20 of 24