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webhopper
Posts: 6,753
Registered: ‎09-16-2011

Re: Who's most likely to give me a prime card.....

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‎09-02-2012 06:41 PM

CribDuchess wrote:

You really should have at least one credit line reporting with at least a $5,000 limit on your reports before you go after the Cash+ card as it is a Visa signature card, or even the Chase Sapphire Preferred since that is also a signature card.

 

Amex might be your best strategy - app for the BCP and if approved, ask for a 3x CLI in 61 days.  That might be the quickest way to reach the $5,000 limit, and then you could pursue the CSP and Cash+ cards.

 

 

I agree with this ^^^ I actually just now feel like I would be in CSP or Cash + territory since my 13 yr old discover account is at 5k now
Starting Score: 08/29/2011 TU 671 EQ 674
Current Score (myFico + Amex): April 2013 TU 754 EQ 694 EX 694
Wallet: NFCU Visa Sig 25k, Amex Lowes 22k, NavCheck 15k, Amex PRG, Amex Zync, Discover It 13.5k, Amazon Visa 5k
Silver Spade Garden Club Member: App Free since 1/1/13. No more apps til 2014
MyFICO Fitness Goal: 800s Club!


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irving_magik
Posts: 167
Registered: ‎07-13-2011

Re: Who's most likely to give me a prime card.....

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‎09-02-2012 07:09 PM

Thanks for the advice, I'll be applying for AMEX first, in about a month hopefully. Only one thing left on my EX report, waiting for that to fall off.

I may try Freedom and hope I'm not blacklisted or just denied again due to the Providian. The first time I applies was just play out because I still had pretty bad credit. I think the reason was for multiple COs and Collections.

I can PC a freedom to a Sapphire? After 6 months right?

Then when I have one or two cards with 5k or more, I'll apply for Cash+

Fico Scores: TU 734 (08/12/2012) and EQ 716 (12/08/2012)

AMEX BCP $10,000 (opened 09/2012) - Citi TYP $6500 (opened 12/2012) Chase Freedom $1500 (opened 09/2012)

GMAC Mortgage $181,000 (opened 07/2011) - Car Loan $18,000 (opended 01/2011)
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irving_magik
Posts: 167
Registered: ‎07-13-2011

Re: Who's most likely to give me a prime card.....

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‎09-05-2012 10:45 AM

I couldn't take it any more, THE ITCH WAS WAY TOO STRONG...............

Fico Scores: TU 734 (08/12/2012) and EQ 716 (12/08/2012)

AMEX BCP $10,000 (opened 09/2012) - Citi TYP $6500 (opened 12/2012) Chase Freedom $1500 (opened 09/2012)

GMAC Mortgage $181,000 (opened 07/2011) - Car Loan $18,000 (opended 01/2011)
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irving_magik
Posts: 167
Registered: ‎07-13-2011

Re: Who's most likely to give me a prime card.....

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‎09-05-2012 10:48 AM - edited ‎09-05-2012 10:58 AM

:smileyvery-happy:     "Congratulations Irving xxxxx, your application has been approved.                         You are now an American Express® Cardmember

 

 

      F**** Yeah!!!!!! I'm so happy right now, finally into the AMEX Family....... Instant approval too  :smileyvery-happy:

 

 

    How can I find out my credit limit???

Fico Scores: TU 734 (08/12/2012) and EQ 716 (12/08/2012)

AMEX BCP $10,000 (opened 09/2012) - Citi TYP $6500 (opened 12/2012) Chase Freedom $1500 (opened 09/2012)

GMAC Mortgage $181,000 (opened 07/2011) - Car Loan $18,000 (opended 01/2011)
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Regular Contributor
cmthomas06
Posts: 169
Registered: ‎06-21-2012

Re: Who's most likely to give me a prime card.....

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‎09-05-2012 10:57 AM

irving_magik wrote:

:smileyvery-happy:     "Congratulations Irving xxxxx, your application has been approved.                         You are now an American Express® Cardmember

 

 

      F**** Yeah!!!!!! I'm so happy right now, finally into the AMEX Family....... Instand approval too  :smileyvery-happy:

Yay!!!! Congrats!! :smileyvery-happy: 

Ex 752 (Amex) Tu 758 (Walmart) Eq 703
Goal: 750+ on all
Current Cards: Cap1 Cash Back; Chase Freedom; Citi Thank You; Citi Forward; Discover iT; Amex Zync; GE WalMart
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Established Contributor
emptypockets
Posts: 518
Registered: ‎02-03-2009

Re: Who's most likely to give me a prime card.....

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‎09-05-2012 11:00 AM

Congrats!!

CC's: AMEX Delta/BCP/HH, Alliant Visa, PenFed AMEX, Nordstrom Sig Visa, Lowe's, BBRZ Plat, US Bank Visa Sig Cash+, Chase CSP/Freedom/Marriott, UMB Visa, Dillard's AMEX, US Airways MC, Barclay's NFL Visa, Home Depot, Citi Diamond Pref./Dividend, Discover More, Walmart Discover, Cabela's Visa, Cap One Cash Rewards Visa, BOA Better Balance Rewards MC, Jared, Kohl's, Macy's.

Current Scores: EQ (5/19/13): 743; TU (MyFico 5/19/13):766; Walmart TU Fico 08 (5/13/13): 791; EX (8/21/12 AMEX pull): 779
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irving_magik
Posts: 167
Registered: ‎07-13-2011

Re: Who's most likely to give me a prime card.....

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‎09-05-2012 11:09 AM

How can I find out my credit limit???

Fico Scores: TU 734 (08/12/2012) and EQ 716 (12/08/2012)

AMEX BCP $10,000 (opened 09/2012) - Citi TYP $6500 (opened 12/2012) Chase Freedom $1500 (opened 09/2012)

GMAC Mortgage $181,000 (opened 07/2011) - Car Loan $18,000 (opended 01/2011)
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jd5189
Posts: 470
Registered: ‎08-14-2012

Re: Who's most likely to give me a prime card.....

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‎09-05-2012 11:26 AM

irving_magik wrote:

How can I find out my credit limit???

only way to find out is to call them or wait it out!

In my wallet: Amex PRG & Zync, Amex BCE (19.2k), Chase Freedom (5k), PSECU Visa/PSL (20k)
Current Scores: Equifax: 738 (Fako) TransUnion: 721 (Fico) Experian: 717 (Fico)
Disclaimer: I am by no means a financial advisor. My posts are based on opinion, experience, and/or knowledge.
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irving_magik
Posts: 167
Registered: ‎07-13-2011

Re: Who's most likely to give me a prime card.....

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‎09-05-2012 01:18 PM

jd5189 wrote:
irving_magik wrote:

How can I find out my credit limit???

only way to find out is to call them or wait it out!

  

Couldn't wait, so I called. I got a 5K limit...... nice!!!   That's 4x my current highest.

 

Guess this means I am officially in Primeville?????

Fico Scores: TU 734 (08/12/2012) and EQ 716 (12/08/2012)

AMEX BCP $10,000 (opened 09/2012) - Citi TYP $6500 (opened 12/2012) Chase Freedom $1500 (opened 09/2012)

GMAC Mortgage $181,000 (opened 07/2011) - Car Loan $18,000 (opended 01/2011)
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tinuviel
Posts: 3,897
Registered: ‎11-02-2010

Re: Who's most likely to give me a prime card.....

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‎09-05-2012 01:45 PM

irving_magik wrote:

:smileyvery-happy:     "Congratulations Irving xxxxx, your application has been approved.                         You are now an American Express® Cardmember

 

 

      F**** Yeah!!!!!! I'm so happy right now, finally into the AMEX Family....... Instant approval too  :smileyvery-happy:

 

 

    How can I find out my credit limit???

 

Congratulations, and welcome to the Amex family!!! :smileyvery-happy:

 



Starting Scores for 2013: EQ 723, TU 735, EX Credit Sesame 751
Current Scores: EQ 733, TU 724 (05/01/2013), EX Credit Sesame 725 (05/08/2013)
Goal Score: 740+ FICO scores
Take the FICO Fitness Challenge Bronze Spade Garden Club Member - Last App: 03/04/2013 - No apps until Fall 2013
Cards: Cap1 Venture 6.4k, Cap1 NHCR MC 750, BankAmericard 1-2-3 Visa Signature - UCF Alumni Association 5k, Discover 4k, Citi Diamond Preferred MC 7.55k, Wells Fargo Rewards Visa 7k, Chase Freedom 5k, Chase Ink 7.5k, Amex Green NPSL, Dillard's Amex 7.5k, JC Penney 4.2k, Kay Jeweler's 5.1k
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