Credit Cards

[n777ua]

With the changes to the USAA credit report product, who would you consider the best value now ? The Experian product ? 

[distantarray]

probably still USAA since you can get unlimited pulls for a $11 price if you talk to them

But I prefer annualcreditreports / psecu / dcu / walmart combo =D I don't think I really need a daily puller anymore since my reports are clean but o wells I get bored =)

[n777ua]

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distantarray wrote:

probably still USAA since you can get unlimited pulls for a $11 price if you talk to them

So if I call to cancel I'll get a better offer ? 

[distantarray]

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n777ua wrote:

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distantarray wrote:

probably still USAA since you can get unlimited pulls for a $11 price if you talk to them

So if I call to cancel I'll get a better offer ? 

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yep

[Dustink]

>>>>>>>>>>>>>>>>>

I am

Not what you meant? haha

I think most of the time credit karma is all you need. The score doesn't really matter, it is the info behind the score that matters. I have never paid for a credit report.

[kevinjjc]

@Dustink, Credit Karma only shows your TU info. You can use Credit Sesame to see your EX info, it's also free and the info refreshes monthly.

[Walt_K]

eliminateidtheft.com allows for daily pulls of all three.  If you pay upfront, you can get a price of $180/year for two people, so $15/month for both you and your spouse (I don't think it has to be a spouse, but can't remember).  I think that's one of the best values out there that allows for daily pulls of all three.

[n777ua]

Just called to cancel and got the unlimited for $11 and change.  Very nice CSR told me to call and six months and I could probably "continue at this price"

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distantarray wrote:

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n777ua wrote:

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distantarray wrote:

probably still USAA since you can get unlimited pulls for a $11 price if you talk to them

So if I call to cancel I'll get a better offer ? 

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yep

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[distantarray]

Don't forget Quizzle from the makers of turbo tax the ONLY website that actually gives you a credit report on Experian without a credit card number and 100% free. Although your only able to pull once every 6 months and DO NOT EVER TELL THEM YOUR LOOKING FOR A CAR OR A MORTGAGE lol you'll be spammed to hell but besides that it's great if you say your not in the market for anything lol

[SwampSystems]

I just use the "View Report Again" link at the bottom of Experian's website.