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Who should I apply to?

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LS2982
Mega Contributor

Re: Who should I apply to?


@bobvette wrote:

EQ for sure, i will have to check the other two.  But it is still showing on my EQ, ran both the same day;  on mine, not on hers, strange I would say.


Yea that is strange. Does it have a drop off date from annualcreditreport.com?




EQ FICO 548 3/3/16
Message 11 of 13
bobvette
Regular Contributor

Re: Who should I apply to?

So, if I wait until it falls off do you think with a 700+ Fico score, low dti ratio, and six figure income I should be able to get a great card with a nice credit line?
BOA Cash Rewards $95,000, AMEX Delta Reserve $65,000 AMEX BCP $30,600 CSP $32,000 Pen Fed Plat Rewards $25,000 Citi Thank You Preferred $28,500 Chase Freedom $21,000
Delta CU $10,000 Cap 1 X 2 $7,500 Discover $18,000
HSN $1,700 Kohls $4,000 BBRZ $700

Starting Score: EQ-592 TU-606
Current Score: EQ-838 TU-845
Goal Score: 850

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Message 12 of 13
LS2982
Mega Contributor

Re: Who should I apply to?


@bobvette wrote:
So, if I wait until it falls off do you think with a 700+ Fico score, low dti ratio, and six figure income I should be able to get a great card with a nice credit line?

You should. I think you should try Discover or BofA when all the smoke clears. Hopefully your BK will be gone by then.




EQ FICO 548 3/3/16
Message 13 of 13
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