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@Anonymous wrote:I have a secured orchard card that unsecured.
@Creditaddict wrote:
I was thinking a regular orchard bank card not the secured since they don't graduate and unsecured unless that is only option, then it's probably a good one.
Me too. Unsecured at about 12 months (FICOs over 700), but it is rare for Orchard to unsecure. I think it is because most who get an Orchard Secured Card start out pretty far on the "less than perfect credit" end of the credit score spectrum and when their credit starts improving, they move on to better cards and close their Orchard.
@Anonymous wrote:
I am trying to increase my credit score now that I've seen the errors of my ways. I applied for a secured credit card at my bank but they denied me. Isn't there a jewelry credit card that was approving everyone?
jenna....what's on your reports??
What neg accts do you have?
Are they PIF??
When are they due to drop?
Do you have your TU & EQ FICO's? What are they?
I think if you repair a bit before apping, you'll have a better shot at a card
Show us what you have & we'll help you clean it up!
Bungalow
This thread is pretty old - the OP has probably moved on by now.
@KimberH wrote:Bungalow
This thread is pretty old - the OP has probably moved on by now.
OMG....I didn't even notice the start date!