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Frequent Contributor
Posts: 329
Registered: ‎10-20-2008
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Re: Who will give me a credit card when I got denied for a secured card?


MinnesotaJ wrote:

Creditaddict wrote:
I was thinking a regular orchard bank card not the secured since they don't graduate and unsecured unless that is only option, then it's probably a good one.
I have a secured orchard card that unsecured.

Me too.  Unsecured at about 12 months (FICOs over 700), but it is rare for Orchard to unsecure. I think it is because most who get an Orchard Secured Card start out pretty far on the  "less than perfect credit" end of the credit score spectrum and when their credit starts improving, they move on to better cards and close their Orchard.  

New Visitor
Posts: 3
Registered: ‎11-19-2009
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Re: Who will give me a credit card when I got denied for a secured card?

do not get an indgo card.i had rewards660 for two year and kept the indigo when they took over and out of no where they canceled my account. i was never late on payments of over my limit. guess they just werent making enough money off my. use CONTINENTAL FINANCE they are great have had my card for 4 years.
Senior Contributor
Posts: 4,267
Registered: ‎05-01-2008
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Re: Who will give me a credit card when I got denied for a secured card?

[ Edited ]

Jennaaylee wrote:
I am trying to increase my credit score now that I've seen the errors of my ways.  I applied for a secured credit card at my bank but they denied me.  Isn't there a jewelry credit card that was approving everyone?

jenna....what's on your reports??

 

What neg accts do you have?

Are they PIF??

When are they due to drop?

 

Do you have your TU & EQ FICO's?  What are they?

 

I think if you repair a bit before apping, you'll have a better shot at a card

 

Show us what you have & we'll help you clean it up! :smileyhappy:

 

 

 

 

Message Edited by BungalowMo on 11-19-2009 11:23 AM


Starting Score: 02/2015 TU 709 - EQ 676 - EX 729
Current Score: 02/2015 TU 709 - EQ 676 - EX 729
Goal Score: 850

Bury me in the garden...last app 12.19.14

New Contributor
Posts: 67
Registered: ‎08-20-2009
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Re: Who will give me a credit card when I got denied for a secured card?

Bungalow

 

This thread is pretty old - the OP has probably moved on by now.

"Well, here's another nice mess you've gotten me into" Ollie
Senior Contributor
Posts: 4,267
Registered: ‎05-01-2008
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Re: Who will give me a credit card when I got denied for a secured card?


KimberH wrote:

Bungalow

 

This thread is pretty old - the OP has probably moved on by now.


OMG....I didn't even notice the start date!  :smileyvery-happy:



Starting Score: 02/2015 TU 709 - EQ 676 - EX 729
Current Score: 02/2015 TU 709 - EQ 676 - EX 729
Goal Score: 850

Bury me in the garden...last app 12.19.14

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