Who will pay down balances with Tax Refund?

[Anonymous]

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techgirl wrote:

and any monies from the President $1600 per couple to slam on those credit cards.

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I don't want any "extra" money from the Pres. There is no extra money. I want them to balance the da*m budget, and quit spending money that isn't there.

I don't get it. If we ran up CC's and didn't pay we'd get horrible scores. I we don't pay for our houses they would get repo'd. If we had a business they'd repo and foreclose too. We would have a horrible Cred. Hist. to boot for the next 3-10 years.

I wish we had a FICO score for our govt. spending!!!

Thanks for letting me rant. Thanks Techgirl too.

[Anonymous]

Can I call $350 in balances 'debt'?  Paying Citi this week and DH's AmEx (not included in the $350) for about $37K... $1600 doesn't cover even half my mortgage - so maybe a dinner at Ruth Chris and some shopping (then use it to pay off my card). My retirement I fund via commissions and DH's is set forever.

[Anonymous]

Same here-

I normally pay a tiny amount-

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fused wrote:

Any return I get will go to beer. lol

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[Anonymous]

Tax Refund? Sure would be nice but if you don't pay taxes & don't file returns then sure as heck there won't be a check in the mail.

[haulingthescoreup]

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@Anonymous wrote:

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@fused wrote:
Any return I get will go to beer. lol

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Same here-
I normally pay a tiny amount-

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What, a tiny amount for beer? I never got that impression...

I suppose that a bit of our refund going into savings might be diverted.

[fishbjc]

I'm paying the IRS off.....hopefully it will cover it.  I don't pay federal taxes because dh gets eaten alive.

[Anonymous]

if I get a refund I dont know what I will do with it--maybe some home improvements--I hope my CC debt is where I want it by next month before I even file my taxes

[Anonymous]

I'm getting back close to $2400 (thank god for lifetime learning credits!). I plan to use all of it on my 0% APR USAA MC, which has a balance of $9K...due to me using it to pay off my student loans. It's my only CC debt currently...

I used last year's return of $4K to pay off all my other CCs. I love tax refunds. Unfortunately, I'm no longer a student and next year I will get back nothing probably!! Time to buy a house and finish growing up....hehe

[Anonymous]

I will be paying off CC. Hopefully lowering Util % 15%-20%.

[Anonymous]

I'm with Hauling, BEER and saving a bit, hate taking hits in 401k!!...now that my past taxes are paid it will be nice to get the rebate...curious though how come Head of House doesn't get it?!!  How come it's either single or couple