Whoohoo! Approved for Amex zync!

[LS2982]

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@amercnchopz34 wrote:

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@Anonymous wrote:

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@LS2982 wrote:

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@Anonymous wrote:
As of last night I had 3-4 CO from 5-6 years ago, 1 collection from 5-6 years ago as well, my EQ is 640, tu is 585, and exp is 620 (plus score)

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Wow..

You slipped right in there!! Happy for your approval!

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Tell me about it, I was so happy, I coulnt sleep til 2 hrs later!

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I will only have a BK reporting in December....I just don't want to wait that long.......

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If you don't want to wait, go for it! I think i'm proof that multimple AMEX INQ's (3 in a 5 month span) won't hurt your approval chances

[amercnchopz34]

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@LS2982 wrote:

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@amercnchopz34 wrote:

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@Anonymous wrote:

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@LS2982 wrote:

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@Anonymous wrote:
As of last night I had 3-4 CO from 5-6 years ago, 1 collection from 5-6 years ago as well, my EQ is 640, tu is 585, and exp is 620 (plus score)

---

Wow..

You slipped right in there!! Happy for your approval!

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Tell me about it, I was so happy, I coulnt sleep til 2 hrs later!

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I will only have a BK reporting in December....I just don't want to wait that long.......

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If you don't want to wait, go for it! I think i'm proof that multimple AMEX INQ's (3 in a 5 month span) won't hurt your approval chances

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BK will though.......will see....

[dharalex]

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@Anonymous wrote:
I had an Amex blue cash a long time ago but Amex closed it down when I defaulted my other credit cards. Should I call them and ask them to backdate the zync for me? Will they do it?

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I would! I was only an AU on an account closed by Amex. We paid it off completely over time. When I applied last Sept, I was approved and backdated to 2004!

[Anonymous]

W

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@dharalex wrote:

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@Anonymous wrote:
I had an Amex blue cash a long time ago but Amex closed it down when I defaulted my other credit cards. Should I call them and ask them to backdate the zync for me? Will they do it?

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I would! I was only an AU on an account closed by Amex. We paid it off completely over time. When I applied last Sept, I was approved and backdated to 2004!

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Will call them first thing Monday!

[opiy26]

Just curious, but what makes this card so much more desirable over the other AMEX cards? I looked at the website and it doesn't seem much different than the Blue, but I am new to credit cards so I might not understand the perks.

Thanks

[amercnchopz34]

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@opiy26 wrote:

Just curious, but what makes this card so much more desirable over the other AMEX cards? I looked at the website and it doesn't seem much different than the Blue, but I am new to credit cards so I might not understand the perks.

Thanks

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Amex blue I believe is a revolver.......Zync is a charge card that must be paid in full at the end of the month........

[amercnchopz34]

Just append...DENIED...oh well...".denied cause of BK.....

[Anonymous]

Do you guys know if I will receive my experian score once my card arrives?

[FicoTron]

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@Anonymous wrote:
As of last night I had 3-4 CO from 5-6 years ago, 1 collection from 5-6 years ago as well, my EQ is 640, tu is 585, and exp is 620 (plus score)

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Wow, one of the lower scores I have seen approved for Amex, especially with the negs on there. Gives me hope for my upcoming Gold app.

[LS2982]

Zync is a charge card that is PIF every month and also is AMEX's easiest card to get approved.