08-08-2009 06:05 AM
But it is new on my account...that was my point.
Chase has never given me immediate credit on ACH payments. And prior to this OL, they have never authorize a charge that went beyond limit.
08-08-2009 06:12 AM - edited 08-08-2009 06:14 AM
08-08-2009 06:20 AM
08-08-2009 06:30 AM
My new nickname...."rookie"
Just a few stats.
- This card happens to be the main AU card (DW and 4 of the 6 kids).
- This card happens to also have several recurring bills and is the family gas & grocery card
- This card was almost $700 under CL and statement drop was next Tuesday.
- My scheduled PIF was yesterday to PIF prior to statement.
- An unscheduled charge, previously an unknown amount, for kids school related charged a week early for nearly $700
- Chase has never authorized a charge over limit before.
- I discovered the Over Limit within 12 hours of occurring and PIF immediately.
- I have adjusted useages of this card to keep it at least $1500 under CL at all times.
08-08-2009 06:31 AM
08-08-2009 06:43 AM
i'm pretty sure it could happen to the best of us, but i could be wrong.
in any case, that you also mention tx, two additional x's where the acct was presented with OL charges is not a good thing.
08-08-2009 07:03 AM
No, not good, but has happened on a couple occassions when the card had 6 separate users.
08-08-2009 07:16 AM
understandable. i can barely handle my cards w/o any AUs to keep track of-
i like your almost instant response time to prevent future occurrences. one of my favorite features of internet banking is that any issues can be caught & addressed v. quickly.
08-08-2009 07:21 AM
I also updated my "ALERTS" settings so that I get email and cell phone messages when:
1. My balance reaches a certain level
2. A charge above a certain amount
3. I have less than a certain amount of remaining credit available
I also am moving phone, electric and cell recurring auto pays to another card.
08-08-2009 11:06 AM