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Frequent Contributor
Posts: 271
Registered: ‎12-07-2007
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Wht is CHASE Prestige Card ?

Hi everybody

I am having Chase Plat Visa CC from 01/08 and I got a mail from CHASE saying that
Upgrade to CHASE Prestige Card with upgradation fee/ fee of 79$.

wht is this Chase Prestige Card ???
Senior Contributor
Posts: 3,279
Registered: ‎08-03-2007
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Re: Wht is CHASE Prestige Card ?

I'm not sure about the card but I wouldn't pay $79 to upgrade to it unless it has perks like the Amex Platinum or something.
Here we go again...
Established Contributor
Posts: 844
Registered: ‎09-23-2007
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Re: Wht is CHASE Prestige Card ?

I concur w/ Fretless...
__________________________________________________
Time to clean house and get rid of CCs from bad CCCs. Opt'd Out and Paying off the Balance: BofA. Closed: Chase Freedom. Keeping: Amex Blue, Amex Costco Cash back, Citi Forward, USAA MC, USAA Amex, and PenFed Platinum Cash Back. Next up for review: Chase Sapphire...
Established Contributor
Posts: 649
Registered: ‎11-02-2007
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Re: Wht is CHASE Prestige Card ?

Found this quote online thought it was interesting:
 
"In each instance where the word "upgrade" is used, it's enclosed in quotation marks. That's their admission that it's not an actual upgrade, they're just calling it one."
 
in reference to the chase prestige.
Super Contributor
Posts: 6,026
Registered: ‎09-18-2007
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Re: Wht is CHASE Prestige Card ?

I would not apply for any thing with AF.
Regular Contributor
Posts: 247
Registered: ‎02-20-2008
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Re: Wht is CHASE Prestige Card ?

Google it, a lot of bad publicity!
 
 
Contributor
Posts: 101
Registered: ‎05-08-2007
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Re: Wht is CHASE Prestige Card ?

I got it, too, and it is saying $79 AF

That being said, it does, in fact, seem to have a number of benefits. 5% cash back on all US hotel rooms, airline tickets, car rentals, cruises. I mean, i could do business purchasing with this card, get reimbursed, and take 5% of all my flights. that right there would give me the $79 plus more back.

Is there something I'm not looking at correctly here? Can I call and find out if there's an option for a lower annual fee? what am I not considering?
Moderator Emeritus
Posts: 6,794
Registered: ‎09-29-2007
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Re: Wht is CHASE Prestige Card ?

[ Edited ]


ccsauer wrote:
I got it, too, and it is saying $79 AF

That being said, it does, in fact, seem to have a number of benefits. 5% cash back on all US hotel rooms, airline tickets, car rentals, cruises. I mean, i could do business purchasing with this card, get reimbursed, and take 5% of all my flights. that right there would give me the $79 plus more back.

Is there something I'm not looking at correctly here? Can I call and find out if there's an option for a lower annual fee? what am I not considering?

As long as you spend $1580 a year on those things, you'll break even.
 
Chase Freedom will give you 3% back on those things, if travel is one of your top three categories for the month.  And it has no AF.
 
If you plan to spend less than $3950 on travel each year, then Chase Freedom is the better deal.  ($3950 is the point where the 5% on the Prestige Card vs 3% on Chase Freedom makes up for the $79 AF.)
 


Message Edited by cheddar on 04-08-2008 08:39 PM
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App free since 7/11/08.
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Senior Contributor
Posts: 3,279
Registered: ‎08-03-2007
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Re: Wht is CHASE Prestige Card ?

I just got a mailer for this and it looks like a scam. On the bank in the fine print it says it is issued by Reunion and not affiliated with Chase in any way.
Here we go again...
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