Those BOA offers are just advertising, don't read to much into them. They are not prequalifiers in any way.
@Sheridan wrote:I logged onto my account the other day and had a special offer for the Americard. Today there is an offer for a Total Rewards Visa. Why is BOA teasing me?
I know my scores are not high enough to app for these cards. What's the deal with the My offers section? It's made to look like I could be actually be approved, so what's the deal?
Consider yourself lucky you get these offers. I dont get any from BOA and I have banked with them for many many years.
