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Regular Contributor
DavidZeng
Posts: 324
Registered: ‎12-04-2013

Why Wally GOOD?

[ Edited ]

Hi, guys, I just wonder why many folks get the Wally cards? Any special for this hard compare to Discover it? 

Moderator
09Lexie
Posts: 24,536
Registered: ‎09-13-2012

Re: Why Wally GOOD?

Walmart is a store card backed by GE.  It offers a free TU and sp CLI's. 

Discover IT is a retail bank charge card.  Recently started offering TU scores; has rotating 5% categories

Regular Contributor
DavidZeng
Posts: 324
Registered: ‎12-04-2013

Re: Why Wally GOOD?

[ Edited ]

Thanks! :smileytongue:

Regular Contributor
CenturyChild
Posts: 185
Registered: ‎08-06-2012

Re: Why Wally GOOD?

[ Edited ]

Ge actually has 2 Walmart Cards.

 

One is the Store Card by GE Capital and the other is the Walmart Discover. Also a Ge Capital Card.

 

The Walmart Discover card should not be confused with a Discover card however.They are not the same.

It uses Discover Network, but the card itself is run through GE Capital and the rewards program is different.

 

Both are easier to qualify for than a Discover backed card such as the IT.

Walmart automatically considers you for the Discover version, and if you do not qualify, moves to see if you qualify for the store card.

--Gardening until 12-2014--

Average Starting FICO 585 (6-12)
Current FICO 685 as of (3-14)
Valued Contributor
FinStar
Posts: 5,156
Registered: ‎10-21-2012

Re: Why Wally GOOD?

[ Edited ]

09Lexie wrote:

Walmart is a store card backed by GE.  It offers a free TU and sp CLI's. 

Discover IT is a retail bank charge card.  Recently started offering TU scores; has rotating 5% categories


+1

 

The downside of the Walmart Discover is the rewards structure (pitiful at best) but the card is great overall (decent financing offers)... that is, if you like bright orange as a color scheme.

Valued Contributor
djc1puno
Posts: 1,715
Registered: ‎03-07-2013

Re: Why Wally GOOD?


FinStar wrote:

09Lexie wrote:

Walmart is a store card backed by GE.  It offers a free TU and sp CLI's. 

Discover IT is a retail bank charge card.  Recently started offering TU scores; has rotating 5% categories


+1

 

The downside of the Walmart Discover is the rewards structure (pitiful at best) but the card is great overall (decent financing offers)... that is, if you like bright orange as a color scheme.


+2...lol fin...the bright orange makes it easier to identify from the many stacks i would think  :smileyvery-happy:



GARDEN GOAL: MARCH 2014
LAST APP: 08/20/2013
---=[NORTHBOUND]=---
Moderator
09Lexie
Posts: 24,536
Registered: ‎09-13-2012

Re: Why Wally GOOD?


djc1puno wrote:

FinStar wrote:

09Lexie wrote:

Walmart is a store card backed by GE.  It offers a free TU and sp CLI's. 

Discover IT is a retail bank charge card.  Recently started offering TU scores; has rotating 5% categories


+1

 

The downside of the Walmart Discover is the rewards structure (pitiful at best) but the card is great overall (decent financing offers)... that is, if you like bright orange as a color scheme.


+2...lol fin...the bright orange makes it easier to identify from the many stacks i would think  :smileyvery-happy:


The bright orange is an eye sore and you know how I hate bright colors. 

Valued Contributor
FinStar
Posts: 5,156
Registered: ‎10-21-2012

Re: Why Wally GOOD?


djc1puno wrote:

FinStar wrote:

09Lexie wrote:

Walmart is a store card backed by GE.  It offers a free TU and sp CLI's. 

Discover IT is a retail bank charge card.  Recently started offering TU scores; has rotating 5% categories


+1

 

The downside of the Walmart Discover is the rewards structure (pitiful at best) but the card is great overall (decent financing offers)... that is, if you like bright orange as a color scheme.


+2...lol fin...the bright orange makes it easier to identify from the many stacks i would think  :smileyvery-happy:


Yes indeed!  I love the color actually - definitely sticks out!  But I've seen posts where folks have pointed out their displeasure of the scheme.

Valued Contributor
FinStar
Posts: 5,156
Registered: ‎10-21-2012

Re: Why Wally GOOD?

[ Edited ]

09Lexie wrote:

djc1puno wrote:

FinStar wrote:

09Lexie wrote:

Walmart is a store card backed by GE.  It offers a free TU and sp CLI's. 

Discover IT is a retail bank charge card.  Recently started offering TU scores; has rotating 5% categories


+1

 

The downside of the Walmart Discover is the rewards structure (pitiful at best) but the card is great overall (decent financing offers)... that is, if you like bright orange as a color scheme.


+2...lol fin...the bright orange makes it easier to identify from the many stacks i would think  :smileyvery-happy:


The bright orange is an eye sore and you know how I hate bright colors. 


Oh we know... LOL... Plus, I know you're not fond of the Fidelity AMEX - makes your eyes bleed...Let me post it, for memories sake... cover your eyes!! LMAO :robotlol:

 

 

 

Valued Contributor
djc1puno
Posts: 1,715
Registered: ‎03-07-2013

Re: Why Wally GOOD?


FinStar wrote:

09Lexie wrote:

djc1puno wrote:

FinStar wrote:

09Lexie wrote:

Walmart is a store card backed by GE.  It offers a free TU and sp CLI's. 

Discover IT is a retail bank charge card.  Recently started offering TU scores; has rotating 5% categories


+1

 

The downside of the Walmart Discover is the rewards structure (pitiful at best) but the card is great overall (decent financing offers)... that is, if you like bright orange as a color scheme.


+2...lol fin...the bright orange makes it easier to identify from the many stacks i would think  :smileyvery-happy:


The bright orange is an eye sore and you know how I hate bright colors. 


Oh we know... LOL... Plus, I know you're not fond of the Fidelity AMEX - makes your eyes bleed...Let me post it, for memories sake... cover your eyes!! LMAO :robotlol:

 

 

 


that green is...puke green? :smileyvery-happy: lmao



GARDEN GOAL: MARCH 2014
LAST APP: 08/20/2013
---=[NORTHBOUND]=---

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