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Why debit cards are subprime =)

Valued Contributor

Re: Why debit cards are subprime =)

It wasn't the hard pull at car rentals that motivated me to address my credit. It was difficulty in getting some rentals to even consider letting me use a debit card in the first place. At the time I had no idea what a hard pull was or what a credit report had in it.


I have reestablished credit over the last couple years
so my moniker is, well, rather out of date.

WM Discover $1800, WF Plat 12k, Chase Freedom Siggy18k, Amex Plat (60k H/B), Citi AA EWMC 25k
Established Contributor

Re: Why debit cards are subprime =)


cashnocredit wrote:

It wasn't the hard pull at car rentals that motivated me to address my credit. It was difficulty in getting some rentals to even consider letting me use a debit card in the first place. At the time I had no idea what a hard pull was or what a credit report had in it.


they really need to teach kids credit in their senior year....


total credit limits $108,400 Credit scores Ex 728 EQ 738 TU 758
Moderator Emeritus

Re: Why debit cards are subprime =)

+1  Computer glitched and posted 2 empties.  Ooops!

Starting Score: 504
July 2013 score:
EQ FICO 819, TU08 778, EX "806 lender pull 07/26/2013
Goal Score: All Scores 760+, Newest goal 800+
Take the myFICO Fitness Challenge

Current scores after adding $81K in CLs and 2 new cars since July 2013
EQ:809 TU 777 EX 790 Now it's just garden time!

June 2017 update: All scores over 820, just pure gardening now.
Established Contributor

Re: Why debit cards are subprime =)

so what were you going to post? Smiley Tongue


total credit limits $108,400 Credit scores Ex 728 EQ 738 TU 758
Highlighted
Regular Contributor

Re: Why debit cards are subprime =)

Just one empty lol