Credit Cards Center Credit cards from our partners
See all cards Advertiser Disclosure†
Credit Cards Mortgages Savings Accounts Auto Insurance

Credit Cards

turn on suggestions Auto-suggest helps you quickly narrow down your search results by suggesting possible matches as you type.
Auto-suggest helps you quickly narrow down your search results by suggesting possible matches as you type.
Showing results for 
Search instead for 
Do you mean 
Reply
Topic Options
Valued Contributor
cashnocredit
Posts: 1,257
Registered: ‎07-18-2009
0

Re: Why debit cards are subprime =)
Options

‎11-03-2012 10:08 PM

It wasn't the hard pull at car rentals that motivated me to address my credit. It was difficulty in getting some rentals to even consider letting me use a debit card in the first place. At the time I had no idea what a hard pull was or what a credit report had in it.


I have reestablished credit over the last couple years
so my moniker is, well, rather out of date.

WM Discover $1800, WF Plat 12k, Chase Freedom Siggy18k, Amex Plat (60k H/B), Citi AA EWMC 25k
Message 41 of 45 (512 Views)
 
Established Contributor
distantarray
Posts: 2,112
Registered: ‎09-25-2011
0

Re: Why debit cards are subprime =)
Options

‎11-03-2012 10:14 PM

cashnocredit wrote:

It wasn't the hard pull at car rentals that motivated me to address my credit. It was difficulty in getting some rentals to even consider letting me use a debit card in the first place. At the time I had no idea what a hard pull was or what a credit report had in it.

they really need to teach kids credit in their senior year....


total credit limits $108,400 Credit scores Ex 728 EQ 738 TU 758
Message 42 of 45 (504 Views)
 
Moderator Emeritus
Shogun
Posts: 14,051
Registered: ‎04-15-2011
0

Re: Why debit cards are subprime =)

[ Edited ]
Options

‎11-03-2012 10:23 PM - edited ‎11-03-2012 10:24 PM

+1  Computer glitched and posted 2 empties.  Ooops!

Starting Score: 504
July 2013 score: EQ FICO 819, TU08 778, EX "806 lender pull 07/26/2013
Goal Score: All Scores 760+, Newest goal 800+
Take the myFICO Fitness Challenge
Current scores after adding $81K in CLs and 2 new cars since July 2013
EQ:809 TU 777 EX 790 Now it's just garden time!
Message 43 of 45 (498 Views)
 
Established Contributor
distantarray
Posts: 2,112
Registered: ‎09-25-2011
0

Re: Why debit cards are subprime =)
Options

‎11-03-2012 10:27 PM

so what were you going to post? Smiley Tongue


total credit limits $108,400 Credit scores Ex 728 EQ 738 TU 758
Message 44 of 45 (493 Views)
 
Highlighted
Regular Contributor
alboto
Posts: 211
Registered: ‎08-23-2012
0

Re: Why debit cards are subprime =)
Options

‎11-03-2012 10:50 PM

Just one empty lol
Message 45 of 45 (483 Views)
 
POPULAR LINKS
Credit scores | Credit reports | myFICO Blog | Affiliates

Forums posts are not provided or commissioned by FICO. Forums posts have not been reviewed, approved or otherwise endorsed by FICO. It is not FICO's responsibility to ensure all posts and/or questions are answered.

† Advertiser Disclosure: The listings that appear on myFICO are from companies from which myFICO receives compensation, which may impact how and where products appear on myFICO (including, for example, the order in which they appear). myFICO does not review or include all companies or all available products.
‡ Credit cards for FICO Score ranges: The score ranges are guidelines based on internal myFICO analysis of actual applicant approvals, and having a FICO Score in a particular range does not guarantee you will be approved for credit cards recommended in that range. These ranges were not provided by any card issuer.

* For complete information, see the terms and conditions on the credit card issuer’s website. Once you click apply for this card, you will be directed to the issuer’s website where you may review the terms and conditions of the card before applying. While myFICO always strives to present the most accurate information, we show a summary to help you choose a product, not the full legal terms - and before applying you should understand the full terms of products as stated by the issuer itself.

Copyright ©2001-2015 Fair Isaac Corporation. All rights reserved.   | Terms of Use | Privacy Policy | Sitemap

IMPORTANT INFORMATION: All FICO® Score products made available on myFICO.com include a FICO® Score 8, along with additional FICO® Score versions. Your lender or insurer may use a different FICO® Score than the versions you receive from myFICO, or another type of credit score altogether. Learn more

FICO, myFICO, Score Watch, The score lenders use, and The Score That Matters are trademarks or registered trademarks of Fair Isaac Corporation. Equifax Credit Report is a trademark of Equifax, Inc. and its affiliated companies. Many factors affect your FICO Score and the interest rates you may receive. Fair Isaac is not a credit repair organization as defined under federal or state law, including the Credit Repair Organizations Act. Fair Isaac does not provide "credit repair" services or advice or assistance regarding "rebuilding" or "improving" your credit record, credit history or credit rating. FTC's website on credit.