cancel
Showing results for 
Search instead for 
Did you mean: 

Why do I have an NFCU luv button?

tag
09Lexie
Moderator Emerita

Re: Why do I have an NFCU luv button?

Message 11 of 44
dodgeball
Established Contributor

Re: Why do I have an NFCU luv button?


@09Lexie wrote:
And there he is! Lol

I dont want to disappoint

NFCU Cash Rewards Siggy $22k, NFCU Flagship Rewards Siggy $22K, NFCU Platinum MC $20K, USAA Amex Rewards $6k, USAA World Mastercard Rewards $6k, NFCU Navcheck $15k

Other Cards - Citibank AAdvantage, Chase Slate, Barclays Rewards,


IN THE GARDEN UNTIL APRIL 2014

NFCU FAN CLUB MEMBER #1









Chase Star Card
NFCU FAN CLUB FAN#1
Message 12 of 44
starry1
Valued Contributor

Re: Why do I have an NFCU luv button?

Okay, I think I'm going to take a chance and hit it, but how much should I ask for?  1500 would be 3x, so maybe I should ask for $1k?


Starting Score: 11/29/12 TU 527; EQ 565; EX 564 fako - bk7 dc'd 2/15/13
Current Score: 1/22/15 TU 645; EQ 605; EX 633 New goal 675
Cap1 sec $1k (SD) / Fingerhut $2k / Flagship $12k / cashRewards $12k / NavChek $15k / Amazon $2k / Von Maur $1k / Firestone $2.2k / BCU $3k / NFL $1k / QS1 $750 / Target $400 / PPSC $800 / Conoco $700 (last app 09/29/14)
Message 13 of 44
09Lexie
Moderator Emerita

Re: Why do I have an NFCU luv button?

If that's what you feel comfortable with....I'm sure dodgeball will have a different opinion. Lol
Message 14 of 44
starry1
Valued Contributor

Re: Why do I have an NFCU luv button?

Last question, just to make sure I'm not crazy.  When I click on my cc account, there is a box to the upper right that says "update my personal information, "dispute a transaction", and "request a credit limit increase".  That's the luv button, right?  Not where you have to go through the account services tab to apply for a cli.


Starting Score: 11/29/12 TU 527; EQ 565; EX 564 fako - bk7 dc'd 2/15/13
Current Score: 1/22/15 TU 645; EQ 605; EX 633 New goal 675
Cap1 sec $1k (SD) / Fingerhut $2k / Flagship $12k / cashRewards $12k / NavChek $15k / Amazon $2k / Von Maur $1k / Firestone $2.2k / BCU $3k / NFL $1k / QS1 $750 / Target $400 / PPSC $800 / Conoco $700 (last app 09/29/14)
Message 15 of 44
dodgeball
Established Contributor

Re: Why do I have an NFCU luv button?

Stop thinking and just do

NFCU Cash Rewards Siggy $22k, NFCU Flagship Rewards Siggy $22K, NFCU Platinum MC $20K, USAA Amex Rewards $6k, USAA World Mastercard Rewards $6k, NFCU Navcheck $15k

Other Cards - Citibank AAdvantage, Chase Slate, Barclays Rewards,


IN THE GARDEN UNTIL APRIL 2014

NFCU FAN CLUB MEMBER #1









Chase Star Card
NFCU FAN CLUB FAN#1
Message 16 of 44
thrillege
Valued Member

Re: Why do I have an NFCU luv button?

Can you post a screen shot. I don't think I've ever seen a Luv button from them.

Message 17 of 44
Sweets8E
Frequent Contributor

Re: Why do I have an NFCU luv button?


@starry1 wrote:

Last question, just to make sure I'm not crazy.  When I click on my cc account, there is a box to the upper right that says "update my personal information, "dispute a transaction", and "request a credit limit increase".  That's the luv button, right?  Not where you have to go through the account services tab to apply for a cli.


The luv button and the account services tab request are one and the same. If you just got your card, give them some time get used to your spending patterns. That button shows up randomly every 3 or 4 logins. It's not indicative of their likelihood to approve you this way or that. It is just there. It's tried and true, and it can in fact result in a HP. This has happened to many folks here who have requested any amount beyond what they are willing to give. You hit submit, and you are at risk of a HP. If you do not have one to spare, stop letting folks egg you on and wait like you would with any other card. Not said harshly, but just how long do folks think they can exploit something or a process without a lender going back and reviewing how they do things if everybody and their grandmother are taking advantage?

 

This is not to say that they won't grant you an increase, but you'd be in a better position to receive one if you wait a few months.


Starting Score: 686 TU / 683 EQ 01/17/2013
Current Score: 703 TU / 691 EQ 10/04/2013 / 688 EX 11/12/2013
Goal Score: 700 across all three


Take the FICO Fitness Challenge
Message 18 of 44
starry1
Valued Contributor

Re: Why do I have an NFCU luv button?


@thrillege wrote:

Can you post a screen shot. I don't think I've ever seen a Luv button from them.


 

I'm not even sure if what I'm looking at is the luv button.

Starting Score: 11/29/12 TU 527; EQ 565; EX 564 fako - bk7 dc'd 2/15/13
Current Score: 1/22/15 TU 645; EQ 605; EX 633 New goal 675
Cap1 sec $1k (SD) / Fingerhut $2k / Flagship $12k / cashRewards $12k / NavChek $15k / Amazon $2k / Von Maur $1k / Firestone $2.2k / BCU $3k / NFL $1k / QS1 $750 / Target $400 / PPSC $800 / Conoco $700 (last app 09/29/14)
Message 19 of 44
dodgeball
Established Contributor

Re: Why do I have an NFCU luv button?

You hit that yet Starry?

NFCU Cash Rewards Siggy $22k, NFCU Flagship Rewards Siggy $22K, NFCU Platinum MC $20K, USAA Amex Rewards $6k, USAA World Mastercard Rewards $6k, NFCU Navcheck $15k

Other Cards - Citibank AAdvantage, Chase Slate, Barclays Rewards,


IN THE GARDEN UNTIL APRIL 2014

NFCU FAN CLUB MEMBER #1









Chase Star Card
NFCU FAN CLUB FAN#1
Message 20 of 44
Advertiser Disclosure: The offers that appear on this site are from third party advertisers from whom FICO receives compensation.