Why do people care so much when issuer closes or declines an account?

[Dustink]

It would be all about rewards for me. If I lost rewards, I'd be pissed.

[myjourney]

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@Dustink wrote:

It would be all about rewards for me. If I lost rewards, I'd be pissed.

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+1000

I say this because most of us only apply for cards with some type of reward or BT offer which is what these companies know and thus they offer them to us.

Otherwise that card would just sit there with no one applying for them so they market these offers to us hoping to lure us to there specific product thus increasing there PROFITS.

[jritch]

This message board is not a sample nor microcosm of how the general public views credit card brands. In my different social circles, the topic of finances never leads to someone gushing about how they were approved by Amex or Chase. I would venture to guess that most people don't think twice about their cards or credit health on a daily or weekly basis.

This is a very niche forum of those that are super interested in credit cards: advice, war stories, innovations, design, etc...

Count me as obsessed 

[Open123]

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@jritch wrote:

This is a very niche forum of those that are super interested in credit cards: advice, war stories, innovations, design, etc...

Count me as obsessed 

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Me too!

I enjoy this hobby and trying to maximize the value of rewards points.  It's so much fun--sort of my Sunday crossword puzzle thing.

I asked someone in RL (who recently got the CSP for the bonus) if she were enjoying using her new card.  Her reply was, "What?  I don't see what there is to enjoy.  I need to pay it back."  It was utter and sheer indifference.  The only thing that mattered was she had to use it, pay it, and then collect her rewards.