@longtimelurker wrote:
@elim wrote:the 2 year outcome...
someone who does a spree has a better AAoA and less inquiries(0) in 2 years than someone who spread the apps out over that same 2 year period.
Right, but within those two years, they have more inqs than they would have if they spread them out.
True but Me myself will be Inq free by September 2016 versus a never ending inq's for years. I am not planning on buying a house or car any time soon so Getting through all the apps possible now and be app free in the future can have it's advantages
@longtimelurker wrote:
@elim wrote:the 2 year outcome...
someone who does a spree has a better AAoA and less inquiries(0) in 2 years than someone who spread the apps out over that same 2 year period.
Right, but within those two years, they have more inqs than they would have if they spread them out.
yes, i'm actually spreading mine out. i think it looks better to the lender (and i am very new to this so no one should take my advice). i plan on getting a card or 2 as i need them. i'm not stressing my rebuild at all 
just paying my debt and happily inching my way forward. i went from making near 100k overseas to 32k here and enjoying my vacation from the stress while living in a small town in the great lakes area. in a year or 2 i'm going to move and jump back in and will be much more responsible in my financial decisions. today i'm going to title my new race boat and get ready for a little fun while i garden. weeeeeeee :]