@Anonymous wrote:
i just have old cards i don't use because they don't offer anything. there were no sign up bonuses or spend bonuses and they are pretty useless so i just don't use them. seems pretty simple to me. if you outgrow something then why use it.
A "churner" is just someone who outgrows cards a little faster than the general population. 
(and as an aside, PSA, when looking at your post in the displayed flow, there is an Options option in the upper right of your posts. If you decide you want to Edit said post, there is a pull down menu that allows you to go back into the post to Edit Reply. Then, when you want to update from 13 to 14, it's not a new post 
)
@Anonymous wrote:
on mobile i don't get that option.
Ok, fair enough.
That raises the question, if one is on mobile, should not one be enjoying life away from myFICO instead of trying to keep up with posts of marginal benefit to the advancement of knowledge by humanity?
@NRB525 wrote:
@Anonymous wrote:
on mobile i don't get that option.Ok, fair enough.
That raises the question, if one is on mobile, should not one be enjoying life away from myFICO instead of trying to keep up with posts of marginal benefit to the advancement of knowledge by humanity?
You certainly have a point there. But I'm concerned about the impact on the mobile phone of logging into a forums account that also gives access to my credit file! A separate minimal forums account with no ties to personal credit information takes away the risk and makes for a relaxing experience.
