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Mega Contributor
Creditaddict
Posts: 19,454
Registered: ‎10-23-2007
0

Why does everyone want CSP?

All I see these days are Amex, Freedom and CSP!

 

Why is it everyone's goal lately to have CSP? Especially if you don't travel a lot... do the rewards transfer out to be better than Amex Costco 3% on Restaurants and 2% Gas or 1:1 or 1:1.5 you get with Navy Cash?

Fico Scores: EQ 657 Cabelas, TU 662 Walmart, EX 699 Wells (07-27-14)
You will have to put up Electric Fence to keep me in the garden!
Highest Limit: Navy Federal Cash Sigi Visa $50k (AU)
Lowest Limit: Express $300
Over 40 Cards in between :smileytongue:
Established Contributor
ccnewcc
Posts: 560
Registered: ‎09-29-2012
0

Re: Why does everyone want CSP?

Maybe cuz it metal.  Idk.  Idk anything about it except that it has an AF and rewards are points.  The two things i stay away from.  But maybe its not so bad

Mega Contributor
Creditaddict
Posts: 19,454
Registered: ‎10-23-2007
0

Re: Why does everyone want CSP?


ccnewcc wrote:

Maybe cuz it metal.  Idk.  Idk anything about it except that it has an AF and rewards are points.  The two things i stay away from.  But maybe its not so bad


Is it really metal.. Must have at ONCE!!

 

I love what you know!!

Fico Scores: EQ 657 Cabelas, TU 662 Walmart, EX 699 Wells (07-27-14)
You will have to put up Electric Fence to keep me in the garden!
Highest Limit: Navy Federal Cash Sigi Visa $50k (AU)
Lowest Limit: Express $300
Over 40 Cards in between :smileytongue:
Regular Contributor
alboto
Posts: 211
Registered: ‎08-23-2012
0

Re: Why does everyone want CSP?

Metal and it looks like a sapphire stone, WHOA!!!!
Established Contributor
distantarray
Posts: 2,112
Registered: ‎09-25-2011
0

Re: Why does everyone want CSP?

[ Edited ]

Creditaddict wrote:

All I see these days are Amex, Freedom and CSP!

 

Why is it everyone's goal lately to have CSP? Especially if you don't travel a lot... do the rewards transfer out to be better than Amex Costco 3% on Restaurants and 2% Gas or 1:1 or 1:1.5 you get with Navy Cash?


1. not everyone can get into Navy

2. Yes Freedom and CSP is overall MUCH better than Amex Costco.

 

Especially when with a Trifecta (checking + freedom + CSP all through Chase)

 

Chase checking + freedom = 10 points extra for any purchase average of 1 use a day would get you atleast $35 a year

 

freedom has 5% catagories which are nice then transfered over to CSP and used on travel = 20% bonus = 5% becomes 6% catagories.

 

Also CSP is one of the few cards that has a zero foriegn transaction fees for travel, a metal card looks sexy for most people's opinions, customer service is great (actually talk to a human from the begining)  and CSP also gives you a 7% annual bonus on CSP points earned through the year. (even already spent points)

 

CSP restaurant and travel is 2 points but with 20% more for travel and a 7% annual bonus = 2.57 points per dollar

Also the Ultimate reward malls are probably one of the best out of any credit card company.

 

So between getting  6 point out of 5% catagories with the combination +10 points extra + 7% bonus + 20% travel bonus it turns out quite nicely.

 

I also forgot to mention you can get upto $300 sign on bonus with Chase for checking, $100+ for Freedom , and 40,000 point bonus for Sapphire worth $500 in travel.

 

So that's $900+ bonus you can get just from signing up for the trifecta group.


total credit limits $108,400 Credit scores Ex 728 EQ 738 TU 758
Established Contributor
ccnewcc
Posts: 560
Registered: ‎09-29-2012
0

Re: Why does everyone want CSP?


Creditaddict wrote:

ccnewcc wrote:

Maybe cuz it metal.  Idk.  Idk anything about it except that it has an AF and rewards are points.  The two things i stay away from.  But maybe its not so bad


Is it really metal.. Must have at ONCE!!

 

I love what you know!!


Lol! :smileyhappy:

Valued Contributor
jsickz32
Posts: 1,987
Registered: ‎06-25-2012
0

Re: Why does everyone want CSP?

i want the card cuz its metal and for dinning. i eat out every single day because i cant cook at all. i have a forward for restaurants but im changing it tomorrow morning to the thankyou preferred since i asked and was told im elegible

Amex BCE (2500) / Amex SPG (4000) / Amex GoldPR / Merrill+ Visa siggy (5000) / BofA Amex (6000) / Bofa cash rewards (5000) / BofA Privileges Cash Rewards (5000) / Citi Forward (4400) / Citi DP (2000) / Chase Freedom (4000) / Chase CSP (5000) / Chase Hyatt (5000) / Discover IT (1700) / FNBO AMEX (3600) / NFCU cashRewards Visa signature (15000) / NFCU Flagship Visa signature (12500) / NFCU Navcheck (5000) / Nordstrom (500) / MetroCU Visa Elite (5000) / Walmart (4500) / Kays Jewerels (6600) / Kohls (300) / Macys Platinum (2500) / DCU platinum Visa (17500) / Citizens bank cash back (1100) / Bill Me Later (1631) / PayPal Smart connect (2200) / BestBuy store card (2000)
Established Contributor
distantarray
Posts: 2,112
Registered: ‎09-25-2011
0

Re: Why does everyone want CSP?


Creditaddict wrote:

ccnewcc wrote:

Maybe cuz it metal.  Idk.  Idk anything about it except that it has an AF and rewards are points.  The two things i stay away from.  But maybe its not so bad


Is it really metal.. Must have at ONCE!!

 

I love what you know!!


I got so mad cause I got my credit up in July to 754 =\ and I found out I missed the BEST metal card in the industry the Palladium card =\ it weighs 4x more than the Sapphire card and costs about $1,000 in precious metals to create (23k gold and Palladium) supposed to be reserved for people who have $30,000,000 in liquid assets with Chase bank with a private banker, but turns out they weren't verifying in June -_-;


total credit limits $108,400 Credit scores Ex 728 EQ 738 TU 758
Established Contributor
distantarray
Posts: 2,112
Registered: ‎09-25-2011
0

Re: Why does everyone want CSP?


jsickz32 wrote:

i want the card cuz its metal and for dinning. i eat out every single day because i cant cook at all. i have a forward for restaurants but im changing it tomorrow morning to the thankyou preferred since i asked and was told im elegible


Why? Don't you get more points from Forward? 2.57 points vs 5 points???


total credit limits $108,400 Credit scores Ex 728 EQ 738 TU 758
Valued Contributor
jsickz32
Posts: 1,987
Registered: ‎06-25-2012
0

Re: Why does everyone want CSP?


distantarray wrote:

jsickz32 wrote:

i want the card cuz its metal and for dinning. i eat out every single day because i cant cook at all. i have a forward for restaurants but im changing it tomorrow morning to the thankyou preferred since i asked and was told im elegible


Why? Don't you get more points from Forward? 2.57 points vs 5 points???


yes and for 10k points you can get $50 cash back....18k points got me $180 cash back on my freedom. its easy to rack up points but they are not worth that much for cashback.

Amex BCE (2500) / Amex SPG (4000) / Amex GoldPR / Merrill+ Visa siggy (5000) / BofA Amex (6000) / Bofa cash rewards (5000) / BofA Privileges Cash Rewards (5000) / Citi Forward (4400) / Citi DP (2000) / Chase Freedom (4000) / Chase CSP (5000) / Chase Hyatt (5000) / Discover IT (1700) / FNBO AMEX (3600) / NFCU cashRewards Visa signature (15000) / NFCU Flagship Visa signature (12500) / NFCU Navcheck (5000) / Nordstrom (500) / MetroCU Visa Elite (5000) / Walmart (4500) / Kays Jewerels (6600) / Kohls (300) / Macys Platinum (2500) / DCU platinum Visa (17500) / Citizens bank cash back (1100) / Bill Me Later (1631) / PayPal Smart connect (2200) / BestBuy store card (2000)

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