When I look at my credit report, my Amex Platinum shows up as being part of my credit utilization! Given that I have no limit on my AMEX, how can they calculate what my total credit limit is and then how can it be used to calculate my % utilization?
Any ideas? Thanks.
It's on my Equifax....
This should only happen with the TU 98 scoring model, the TU score sold here. Is your Platinum card reporting as an "open" account with a "high balance" on EQ?