10-05-2011 01:48 PM
When I look at my credit report, my Amex Platinum shows up as being part of my credit utilization! Given that I have no limit on my AMEX, how can they calculate what my total credit limit is and then how can it be used to calculate my % utilization?
Any ideas? Thanks.
10-05-2011 01:53 PM
10-05-2011 05:47 PM
It's on my Equifax....
This should only happen with the TU 98 scoring model, the TU score sold here. Is your Platinum card reporting as an "open" account with a "high balance" on EQ?
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