Why don't I get pre-qualified offers anymore?

Anonymous · ‎12-28-2016

I still maintain that people with scores in the 650-750 range (with a peak right in the middle around 700) get far more offers than anyone with 750+ scores. I'm not sure why this is, but from talking to a lot of people this seems to be the case.

sjt · ‎12-28-2016

@Anonymous wrote:
I still maintain that people with scores in the 650-750 range (with a peak right in the middle around 700) get far more offers than anyone with 750+ scores. I'm not sure why this is, but from talking to a lot of people this seems to be the case.

Interesting theory.

American Express: Platinum Charge, Optima, Business Gold, Delta Business Reserve, Business Cash, Business Plus
Barclays: Arrival+ WEMC
Capital One: Savor WEMC, Venture X Visa Infinite
Chase: Freedom U Visa Signature, CSR Visa Infinite
Citibank: AAdvantage Platinum WEMC
Elan/US Bank: Fidelity Visa Signature
Credit Union: Cash Back Visa Signature
FICO 08: Score decrease between 26-41 points after auto payoff (11.01.21) FICO as of 5.23, EX: 812 / EQ: 825 / TU: 815

Anonymous · ‎12-28-2016

If I waited on offers, I'd be in bad shape.

My last batch of mailers included (not kidding at all): credit one (added with an email to woo me), surge, matrix, first premier, verve (sp?), merrick and first national! I had a winning bunch lol!

Luckily, I'm not tempted by their best offers of monthly, annual and start up fees!

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Re: Why don't I get pre-qualified offers anymore?