I opened 3 Amex cards this year, they all reported about a week or two after the second statement. I think it's normal...
One of the advantages of late reporting the new CC can be finally having a ~2-3 month AAoY in the recent credit report after the first report, instead of 0 or 1 month. I don't know whether there can be a signficant difference in Fico8, if changing AAoY from 0 to 3 months. But, if somebody is shopping more than 1 CC in a month, having an older AAoY might be good to have the best acceptance chance for applications.
Fico8: EX~EQ~TU~810 (12 month goal~840).
Yes, completely agree that it's normal to report after the 2nd or 3rd statement (usually 2nd). Certainly there is an advantage to a having a 3 month old card reporting rather than a brand new one, unless the amount of the credit line substantially reduces your overall utilization (i.e. you have two $5000 cards with $4000 balances on each for 80% utilization, then get a new card with a $20,000 limit and $0 balance which reduces your overall utilization to 26.67%) .
