I too am looking to get into the AMEX world. What AMEX card is considered the "easiest" to get?
Starting Score: 711
@Anonymous wrote:Hi Everyone,
I'm relatively new to this community and I've been noticing that American Express' cards are the most sought after on this board. Can anyone explain why? Outside of this community the American Express cards seem to only be status symbols. When I applied for my Zync, that's all it was to me. A reward, symbol, for the credit I'd been working to build. (Honestly, now that I have the card, the prestige is gone... it's pretty and sparkly but ultimately I have to pay it off just like cards from other companies.)
But here it seems like there is something more to the cards. Why is it so important to have one's foot in the door with American Express? Why should one be more mindful of the AE bill than others? What am I not seeing in terms of the power or admirability of the card? Can someone explain this a little more thoroughly?
I have to say that for someone like myself who works in the Tech industry having an Amex for those additional protections (extended warranty etc) is definately very valuable and a primary reason why I carry Amex plastic. Great customer support, backdating and the MR rewards are other great features;
@Anonymous wrote:If you are looking for a Charge Card then start off with the Zync. If you want to be able to carry a balance go with the Blue Cash or Delta Skymiles
I was pre-selected for the AMEX Gold Card. Do you think it's best to apply for that one? In my experience, pre-selected offers havn't been any more successful than ones that were not "pre-selected".
Zync and green.. There credit cards are much harder to get
@Anonymous wrote:
@miltown81 wrote:
@Anonymous wrote:If you are looking for a Charge Card then start off with the Zync. If you want to be able to carry a balance go with the Blue Cash or Delta Skymiles
I was pre-selected for the AMEX Gold Card. Do you think it's best to apply for that one? In my experience, pre-selected offers havn't been any more successful than ones that were not "pre-selected".
If you want to pay the hefty annual fee for the Gold and plan to utilize the extra benefits that don't come with Zync then go for it but I would start off with Zync if it was me.
So I decided to go tor the Zync since I've seen a lot of people on here say that they were approved and with your comments I pulled the trigger. Approved! 
I guess I was just looking for 1 person to tip me over the edge. Thanks!
@Anonymous wrote:
@CS800 wrote:My personal take is that having an AMEX might also help with other creditors/lenders.
AMEX has long been/is still considered the APEX of credit cards so I assume that lenders feel more comfortable seeing someone with an AMEX.
Maybe it's all in my head
I have to say that I don't necessarily agree with that...any creditor is going to be concerned with what's on your report not because you have an AMEX card. Go to any credit union or bank and they will say having an AMEX won't make a difference on whether you get approved. It will come down to what's on your report, credit score and income.
On the other hand I do agree about AMEX having great customer service and their benefits are great if utilized.
I was right, it's all in my head
@pizzadude wrote:
Backdating. AMEX is the only company that backdates new cards open dates to your initial card open date, which can add significant positive age to your AAoA.
This in turn will bump your FICO® score up.
No other company does this.
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