Why is Amex snooping on me?

[OUSoonerFan]

Where are you finding the soft inquires?  Can you fine those on Credit Secure or True Credit?  If so, where do you look?  What about My FICO reports?

Message Edited by OUSoonerFan on 01-06-2008 05:20 PM

[haulingthescoreup]

Neither. You have to have the full reports, directly from each bureau. You either pay them $9-10 each, or you do your once-a-year pull from annualcreditreport-dot-com. These reports come from the same sites where you go to pay; you just get each one free once a year.

BTW, if you decide to do this, do NOT pay the extra $5 for your score. With the exception of Equifax, the scores that you buy from the credit bureau sites are FAKO's.

Message Edited by haulingthescoreup on 01-06-2008 05:20 PM

[Anonymous]

You have to pull reports directly from the CRA to get soft INQ's.

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OUSoonerFan wrote:

Where are you finding the soft inquires?  Can you fine those on Credit Secure or True Credit?  If so, where do you look?

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[Anonymous]

The good news it they know my new EX score- so "credit score too low" is not gonna cut it- they will have to find a new excuse not to give me a CLI.

Unbelivable=  Not mention a HARD on Dec 20 when I applied for my Green

Yes- all El Paso-

AMEX ACCOUNT REVIEW

Date:   January 6, 2008

AMEX ACCOUNT REVIEW

Date:   January 2, 2008

AMERICAN EXPRESS CO

Date:   December 17, 2007

AMEX

Date:   November 8, 2007

[dizzier]

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@Anonymous wrote:

The good news it they know my new EX score- so "credit score too low" is not gonna cut it- they will have to find a new excuse not to give me a CLI.

Unbelivable= Not mention a HARD on Dec 20 when I applied for my Green

Yes- all El Paso-

AMEX ACCOUNT REVIEW

Date: January 6, 2008

AMEX ACCOUNT REVIEW

Date: January 2, 2008

AMERICAN EXPRESS CO

Date: December 17, 2007

AMEX

Date: November 8, 2007

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hmmm looks like AMEX is suffering from paranoia. I recommend that they see a psychiatric specialist immediately. maybe, just maybe, with medication and counseling they may be able to get a handle on their condition.