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Established Contributor
S7
Posts: 568
Registered: ‎08-24-2012
0

Why is it so hard to refrain?

From apping?!?!?!?!

"When you are down in the mouth, remember, everything turned out ok for Jonah."

Current FICO's(by lender) 10/9/12
EX:649, EX:651, TU:683
Frequent Contributor
WhiteCollar
Posts: 309
Registered: ‎04-07-2012
0

Re: Why is it so hard to refrain?

Although full of beneficial information, this forum makes it harder to refrain from apping. Its a gift and a curse:smileysurprised:.

Regular Contributor
iCoop
Posts: 173
Registered: ‎05-06-2012
0

Re: Why is it so hard to refrain?


WhiteCollar wrote:

Although full of beneficial information, this forum makes it harder to refrain from apping. Its a gift and a curse:smileysurprised:.


+1

 



Starting Score: EQ 675 | TU 688 | EX 702
Current Score: EQ 734 | TU 738 | EX 719
Goal Score: 750 (Across All 3)


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Established Contributor
S7
Posts: 568
Registered: ‎08-24-2012
0

Re: Why is it so hard to refrain?

LoL!  I totally agree!!!!!!!!!!!!!!!!!!!!!!!  I wanna go crazy!! But, alas, it would just bite me in the booty! :smileysurprised:

"When you are down in the mouth, remember, everything turned out ok for Jonah."

Current FICO's(by lender) 10/9/12
EX:649, EX:651, TU:683
Frequent Contributor
sakhalin070
Posts: 292
Registered: ‎08-28-2012
0

Re: Why is it so hard to refrain?

Couldn't have said it better myself. lol

AMEX BCE, Discover IT, Citi Forward, BoA Travel Rewards

FICO: TU 781 EX 776 Last App: November 2012
Regular Contributor
iCoop
Posts: 173
Registered: ‎05-06-2012
0

Re: Why is it so hard to refrain?

[ Edited ]

S7 wrote:

LoL!  I totally agree!!!!!!!!!!!!!!!!!!!!!!!  I wanna go crazy!! But, alas, it would just bite me in the booty! :smileysurprised:


 

Me too... I want an AmEx or a CLI on my Discover but I am holding off in order to be approved for a card from PenFed. They opened my checking, savings, and auto loan but denied my credit card app. So I figured I would wait 6 months to a year before re-apping.



Starting Score: EQ 675 | TU 688 | EX 702
Current Score: EQ 734 | TU 738 | EX 719
Goal Score: 750 (Across All 3)


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Frequent Contributor
somnipotent
Posts: 367
Registered: ‎06-02-2008
0

Re: Why is it so hard to refrain?

I think hearing everyone's approval for certain cards makes me anxious as well.  I got the two I wanted so I'll be staying away from the apps for quite some time.  It's CLIs from here on out!!  Well, until my INQs drop to a reasonable level.


AmEx PRG (NPSL) | AmEx Costco ($8.2K) | AmEx Delta Gold ($19.3K) | AmEx BCE ($5K) | Chase United Explorer ($10K) | Chase Sapphire Preferred ($7.5K) | Chase Freedom ($8.2K) | Discover it ($3K) | Capital One Quicksilver ($2.5K) | PayPal Extras ($2.5K) | Lowes ($3.3K) | Walmart ($4.3K) | Amazon ($2.5K) | Restoration Hardware ($8.8K) | Crate & Barrel ($8.3K)
--
Homeowner since 05/29/13
Senior Contributor
jsucool76
Posts: 3,608
Registered: ‎12-11-2011
0

Re: Why is it so hard to refrain?

I love hearing about people getting approved for cards, but it kills me inside. I sit here and read every thread and go "ME WANT!!!"

Established Contributor
CruzImperial
Posts: 867
Registered: ‎07-04-2012
0

Re: Why is it so hard to refrain?

Because we love the new plastic!

Fico Scores: . Walmart TU 748 . Garden 8/19 2014 .

Cap One Journey 500 | Discover IT 500 | GE Home Design 5.6k | GE HHGREGG 5k | Amex Zync NPSL | Amex BCE 6k | Citi Forward 4.2k | Citi Dividend 3k | GE BrandsMart 1k | GE Lowes 8.5k | Discover Walmart 7.5k | Barclays Apple 2.5k | BoA CR 2.7k | CSP 7.2k | Platinum Prestige 5k | IT Chrome 4k | Slate 2.3k |
Valued Contributor
maiden_girl
Posts: 2,106
Registered: ‎12-29-2011
0

Re: Why is it so hard to refrain?


CruzImperial wrote:

Because we love the new plastic!


+1

I always look at my new cards for about a week before I begin using them...and I get a little sad when it gets swiped and it gets those "marks"...lol

 

The truth is out there...
FICO scores: 764 (EQ) 732 (EX) 757 (TU) 9/14 | Goal score: 750+ (all 3)
Tradelines: Capital One QS NPSL (5.0k) | Discover IT (6.0k) | Walmart Mastercard (5.0k) | Chase Freedom NPSL (7.3k) | Citi Simplicity (9.3k)







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