Why my Amex application pull the from EQ?

[stone]

I got mail from Amex, it states my FICO EQ is 691. looks like it pull from EQ, not from EX, where Amex usually pull from.

[Anonymous]

I really wish amex would pull alternate bereaus than EX.

[stone]

wow, luck me.

[dalebb]

all amex pulls have been EX on me in cali

[fused]

Amex pulling EQ only is odd.

[dalebb]

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@fused wrote:

Amex pulling EQ only is odd.

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i hear that

[android01]

AMEX softed my EQ last month.  First time ever.  

[stefanc]

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@android01 wrote:

AMEX softed my EQ last month.  First time ever.  

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same here - EQ soft out of the blue last month -- never happened before!

[pizzadude]

They have only used EX for me, both for Hard and Soft reviews.   I suppose it is possible that they are starting to branch out to other CRAs, though.

I know some people have reported AMEX pulling all 3 CRs in some cases for revolving cards.

I've always wondered why a company would work exclusively with a particular CRA, I guess there is a business justification for doing so.....

[Anonymous]

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@pizzadude wrote:

They have only used EX for me, both for Hard and Soft reviews.   I suppose it is possible that they are starting to branch out to other CRAs, though.

I know some people have reported AMEX pulling all 3 CRs in some cases for revolving cards.

I've always wondered why a company would work exclusively with a particular CRA, I guess there is a business justification for doing so.....

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Yeah, I'm one of the lucky ones that got all 3 pulled. 3 times. It was about a year ago, I applied for a pre-approved Delta card (denied), something else that I don't remember (denied) and Zync (also denied).

I just looked at my credit reports, and I ended up with hard pulls on:

12/14: EX, TU, EQ
12/17: EX, TU, EQ
01/07: EX, TU, EQ

So each application, they gave me an HP on all THREE. And I thought I heard Amex used the same reports if you'd applied within a short timeframe.

Luckily they'll stop hurting my scores in the next month, but I feel like they really gave me the middle finger with the way they pulled everything, repeatedly. Made me feel like they're an elitist version of Capital One.