Why no praise?

[Anonymous]

@nyancat wrote:

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@Skye12329 wrote:

So went to Sams Club as usual, and thought why doesnt their card get more praise than it gets? Like i mean unless im missing something here the rewards are really decent. Am I missing something?

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If you live near a Sam's Club and not a Costco it's pretty much a no-brainer.

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Why?  I do live near Sam's and shop there, but always use a 2% M/C there (if I'm not using up a WalMart giftcard).  Even if I had it, why would I use the Sam's credit card for only 1%?

I already get 5.5% on gas and 3% on dining.  Nevertheless, the Sam's Club card is on my "to get" list, for the 3% on travel, but there's a few cards in front of it.

Chris.

[dobirdsmommy]

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@Anonymous wrote:

@nyancat wrote:

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@Skye12329 wrote:

So went to Sams Club as usual, and thought why doesnt their card get more praise than it gets? Like i mean unless im missing something here the rewards are really decent. Am I missing something?

---

If you live near a Sam's Club and not a Costco it's pretty much a no-brainer.

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Why?  I do live near Sam's and shop there, but always use a 2% M/C there (if I'm not using up a WalMart giftcard).  Even if I had it, why would I use the Sam's credit card for only 1%?

I already get 5.5% on gas and 3% on dining.  Nevertheless, the Sam's Club card is on my "to get" list, for the 3% on travel, but there's a few cards in front of it.

Chris.

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No SAMs by me have a gas station. Why I never bit on the pre-approval they sent. I have the plus membership but I would rather get my cashback 1.5 on the transaction instantly

[nyancat]

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@Anonymous wrote:

@nyancat wrote:

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@Skye12329 wrote:

So went to Sams Club as usual, and thought why doesnt their card get more praise than it gets? Like i mean unless im missing something here the rewards are really decent. Am I missing something?

---

If you live near a Sam's Club and not a Costco it's pretty much a no-brainer.

---

Why?  I do live near Sam's and shop there, but always use a 2% M/C there (if I'm not using up a WalMart giftcard).  Even if I had it, why would I use the Sam's credit card for only 1%?

I already get 5.5% on gas and 3% on dining.  Nevertheless, the Sam's Club card is on my "to get" list, for the 3% on travel, but there's a few cards in front of it.

Chris.

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For the 3% travel, mainly. The 5% gas is also nice, but easier to match elsewhere.

P.S. If you have CSP, it's obviously better on travel. It's just that for a free card if you shop at Sam's, it is nice. Not necessarily that it is "the one" or anything, or for everyone. But it's a nice card and free... it makes sense for a LOT of customers.

[Jerry45]

+1

[bigblue7722]

I still dont understand how they only give 1% back on sams club purchases? Its a store card they cant give a little more back?? I get 1.5% with my QS card, (applied for double cash got denied) but thats 2% back. I dont need the 5% back on gas and the 3% travel is good but the rewards check just seems odd to me...

Also for the membership there are ways to get some of your money back. Discover deals has a 10 dollar gift card for savings and business members and a 25 dollar gift card for plus members when you renew or start a new membership. 

If you are not a member i would reccomend keeping on eye on slickdeals.net there usally is a better deal for new members to sign up, it probably comes around once every quater or so. 

[Themanwhocan]

[Callandra]

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@nyancat wrote:

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@Skye12329 wrote:

So went to Sams Club as usual, and thought why doesnt their card get more praise than it gets? Like i mean unless im missing something here the rewards are really decent. Am I missing something?

---

If you live near a Sam's Club and not a Costco it's pretty much a no-brainer.

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Seems to me that most members here live near Costcos. Except when I lived in Japan, I have never lived near a Costco (there was one literally right down the street from where I worked there!). 

I have a BJ's membership through my father; we've always lived near BJ's so that's what we've always had membership to. The closest Costco to us is about a 30 min. drive (Sam's is about the same). It seems like no one here ever mentions the BJ's card either (I think there's one poster who does have it). 

[mikelo22]

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@Anonymous wrote:
Also there is that thing about only getting your cashback once a year...

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Bingo. Same reason I wouldn't get the Amex TE Costco is same reason I wouldn't get the Sam's. Not a fan of One Year redemption. Plus having to redeem at a Sam's is awkward.

And TMWC out with the charts shows the card does have value given your spending. A very solid card for those that have it.

[sunkissed]

I have the BJ’s card and I think it’s fantastic!  It’s the only one in the bunch (Costco, Sam’s, and BJ’s) that actually rewards spend in the warehouse club.  I earn 5% on Bj’s purchases, 2% on restaurants and non-BJ’s gas, 1% everywhere else and a 10 cent per gallon discount at the BJ’s gas station.  Additionally, having the card gives me a $25 per year discount on my membership fee.  If I ever need to carry a balance, the APR ono BJ’s purchases is only 7.99%.  The APR on purchases outside of BJ’s is 14.99%.  And I don’t have to wait all year to receive my rewards.   Once I’ve earned at least $20 in rewards, the cashier asks me if I’d like to apply my rewards at checkout.

[bigblue7722]

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@sunkissed wrote:

I have the BJ’s card and I think it’s fantastic!  It’s the only one in the bunch (Costco, Sam’s, and BJ’s) that actually rewards spend in the warehouse club.  I earn 5% on Bj’s purchases, 2% on restaurants and non-BJ’s gas, 1% everywhere else and a 10 cent per gallon discount at the BJ’s gas station.  Additionally, having the card gives me a $25 per year discount on my membership fee.  If I ever need to carry a balance, the APR ono BJ’s purchases is only 7.99%.  The APR on purchases outside of BJ’s is 14.99%.  And I don’t have to wait all year to receive my rewards.   Once I’ve earned at least $20 in rewards, the cashier asks me if I’d like to apply my rewards at checkout.

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Thats good to know. I was pre approved for the BJ's card but did not take the offer. I hate the self serve checkouts there. The ones at sams are much better because they give you a scan gun so you dont have to throw stuff on the register/belt like BJ's