Why the push for Business CCs

[Anonymous]

Over the past week I've called/e-mailed Citi, BoA, and WaMU for various issues and things...all of them asked me at the end of the call, "do you own your business or make a lot of business purchases on your CC for work? According to you spending patterns and past history you qualify for blah, blah, blah" (e.g. Professional Card, BoA Business Visa w/ Rewards, etc.).

Anyone else have a similar experience?

[Anonymous]

Yep-

I have been taking them up the offers too-

The Business credit portions of these companies are very profitable- 

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Pj1369 wrote:
Over the past week I've called/e-mailed Citi, BoA, and WaMU for various issues and things...all of them asked me at the end of the call, "do you own your business or make a lot of business purchases on your CC for work? According to you spending patterns and past history you qualify for blah, blah, blah" (e.g. Professional Card, BoA Business Visa w/ Rewards, etc.).

Anyone else have a similar experience?

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[Anonymous]

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@Anonymous wrote:

Yep-

I have been taking them up the offers too-

The Business credit portions of these companies are very profitable-

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@Anonymous wrote:
Over the past week I've called/e-mailed Citi, BoA, and WaMU for various issues and things...all of them asked me at the end of the call, "do you own your business or make a lot of business purchases on your CC for work? According to you spending patterns and past history you qualify for blah, blah, blah" (e.g. Professional Card, BoA Business Visa w/ Rewards, etc.).

Anyone else have a similar experience?

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Which ones? Do you own a business or do it more work and other purchases?

[Anonymous]

I own a business-

Amex, Capone and WAMU

Citi declined me

[Creditaddict]

start with a first equity card.  They will approve with PR in LOW 600.

[Red1Blue]

First Equity also has MC but it is issued as Platinum America Card.

[Anonymous]

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Creditaddict wrote:

start with a first equity card.  They will approve with PR in LOW 600.

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interesting...thanks!

[GST2008]

I have an Amex Gold account for business and an Advanta Platinum MC, it's interest rate is fixed at something crazy like 7.9 or 8.9% and came with 0% APR promo and has cash back rewards. There is also a love button for CLI on the site and they have been very generous with them. I like to use the Gold card for my everyday purchases and the Advanta for large purchase b/c neither shows up on my CR and therefor doesn't effect my utility while i try to get it under 9% for summer.

[Creditaddict]

GST I LOVE YOU! I didn't know Advanta had Luv button, just hit for both cards, 1 went 12,000 - 14400. Other 17,500 - 20500

I'M SO EXCITED!!!

[GST2008]

lol glad i could contribute something useful! =P