Why why why...AMEX Teasing Me with a Zync Pre-Approval While I Garden

[DI]

Should I add this card to my portfolio?  I already have the Blue Cash.  I've been waiting for the pre-approval for zync to appear.  Will this not hurt my AAoA since I can get them to backdate it?

[DI]

Zync comes with an annual fee so I won't be apping.

[Red1Blue]

If you already have another Amex card then dont bother with zync. They probably give you $200-$250 CL and charge you $25 AF and then more money for add on packs.

[crosbyk1]

When did the zync get a credit line?

[DI]

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@Red1Blue wrote:

If you already have another Amex card then dont bother with zync. They probably give you $200-$250 CL and charge you $25 AF and then more money for add on packs.

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Thanks for the info.  I see AMEX trying to pull a fast one on me. 

[DI]

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@crosbyk1 wrote:

When did the zync get a credit line?

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Zync is a charge card.  You pay in full monthly and it has no credit limit. 

[DI]

BTW I'm pre approved for the Green Card too.

[crosbyk1]

I have one that I downgraded to from gold. concorduser said you will have a 250 limit.

[DI]

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@crosbyk1 wrote:

I have one that I downgraded to from gold. concorduser said you will have a 250 limit.

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I'm going to keep my word and maintain and be thankful for the cards that I already have.  I have more available credit then I'll ever use. 

[Red1Blue]

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@crosbyk1 wrote:

I have one that I downgraded to from gold. concorduser said you will have a 250 limit.

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Lately Amex is approving sync card with hard limits. Search this forum you'll see posts on it. Also my daughter got approved for the card and they put a hard limit of $250 on the card.